When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

3,143 games · 2023–2026 · pick one to list those games
51% went over. Of the 1,606 overs, 3% had cashed by halftime and 32% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 18% of games.

Went over in Q4, leader lost the game in the last 5 minutes: 102 games

2023–2026 · newest first · showing 50
GameLineTotalPoints by quarterOverCover settledFinal
2026 · Week 7
ND -10.5 47.5 10313752 Q4 BYU Q1
Late over Lead lost
24–28
2026 · Week 7
WVU -1.5 64.5 7354987 Q4 WVU Q4
Late cover flip Lead lost
42–45
2026 · Week 7
DEL -1.5 49.5 8284963 Q4 MTSU Q3
Late cover flip Lead lost
30–33
2026 · Week 6
LT -3 48.5 0233763 Q4 UL Q3
Lead lost
31–32
2026 · Week 6
LSU -9.5 50.5 1738415469 Q4 UK Q1
Lead lost
34–35
2026 · Week 5
SC -2.5 52.5 1430445469 Q4 UK Q3
Late cover flip Late over Lead lost
35–34
2026 · Week 4
PSU -9.5 43.5 3243044 Q4 WIS Q4
Late cover flip Late over Lead lost
24–20
GWEB @ MRSH
2026 · Week 4
MRSH -24.5 56.5 24485571 Q4 GWEB Q1
Lead lost
35–36
2026 · Week 3
CIN -14.5 50.5 21354966 Q4 M-OH Q1
Lead lost
31–35
2026 · Week 3
TOL -4.5 48.5 1738488497 Q4 TEM Q1
Lead lost
48–49
2026 · Week 3
VAN -3 50.5 14243866 Q4 VAN Q4
Late cover flip Lead lost
31–35
ILST @ NIU
2026 · Week 2
ILST -2.5 47.5 14383852 Q4 ILST Q1
Late cover flip Late over Lead lost
28–24
2026 · Week 2
TULN -9.5 48.5 10243852 Q4 USA Q1
Late over Lead lost
24–28
2026 · Week 2
ARMY -3 45.5 7212852 Q4 USF Q3
Late cover flip Late over Lead lost
28–24
2025 · Week 14
UTSA -8.5 50.5 7273051 Q4 ARMY Q1
Late over Lead lost
27–24
2025 · Week 14
UL -10.5 47.5 2730305457 Q4 ULM Q1
Lead lost
27–30
2025 · Week 14
ARST -1.5 54.5 6324659 Q4 APP Q1
Late over Lead lost
30–29
2025 · Week 14
NIU -4.5 44.5 10384166 Q4 KENT Q1
Lead lost
35–31
2025 · Week 13
DUKE -6.5 50.5 14274257 Q4 DUKE Q4
Late cover flip Late over Lead lost
32–25
2025 · Week 13
ARMY -9.5 43.5 14363951 Q4 TLSA Q4
Late cover flip Late over Lead lost
26–25
2025 · Week 12
ASU -9.5 46.5 3323248 Q4 WVU Q4
Late over Lead lost
23–25
2025 · Week 12
MICH -10.5 42.5 0133046 Q4 NU Q4
Lead lost
24–22
2025 · Week 11
DUKE -7.5 62.5 17345171 Q4 CONN Q1
Lead lost
34–37
2025 · Week 11
IU -13.5 50.5 7243051 Q4 PSU Q1
Late over Lead lost
27–24
2025 · Week 10
ARK -5.5 66.5 7204973 Q4 MSST Q4
Late over Lead lost
38–35
2025 · Week 10
WMU -5.5 43.5 7212845 Q4 CMU Q1
Late over Lead lost
21–24
2025 · Week 9
TEX -8.5 49.5 1438457683 Q4 MSST Q1
Lead lost
45–38
2025 · Week 9
ALA -12.5 47.5 10202951 Q4 SC Q1
Late over Lead lost
29–22
2025 · Week 9
M-OH -2.5 40.5 3232643 Q4 M-OH Q4
Late cover flip Late over Lead lost
17–26
2025 · Week 9
USF -3.5 58.5 21384865 Q4 MEM Q4
Late cover flip Late over Lead lost
31–34
2025 · Week 8
IOWA -3.5 41.5 10243749 Q4 PSU Q1
Late over Lead lost
24–25
2025 · Week 8
BUFF -16.5 47.5 3244149 Q4 MASS Q1
Late over Lead lost
28–21
2025 · Week 8
LIB -11.5 48.5 3264057 Q4 NMSU Q3
Lead lost
27–30
2025 · Week 7
BYU -2.5 46.5 2131314860 Q4 BYU OT
Late cover flip Late over Lead lost
33–27
2025 · Week 7
SJSU -1.5 49.5 21424263 Q4 WYO Q4
Late cover flip Late over Lead lost
28–35
2025 · Week 7
UNLV -7.5 66.5 14345799 Q4 AFA Q1
Lead lost
48–51
2025 · Week 6
BAY -4.5 60.5 10344869 Q4 KSU Q1
Late over Lead lost
34–35
2025 · Week 5
STAN -3.5 49.5 17343459 Q4 SJSU Q1
Lead lost
29–30
2025 · Week 5
TENN -7.5 63.5 1734446875 Q4 MSST Q1
Late over Lead lost
41–34
2025 · Week 5
MINN -3.5 51.5 7354559 Q4 RUTG Q1
Lead lost
28–31
2025 · Week 4
ARK -7.5 59.5 17455763 Q4 MEM Q3
Late over Lead lost
31–32
2025 · Week 2
SMU -2.5 65.5 1045487693 Q4 BAY Q3
Late cover flip Lead lost
48–45
2024 · Postseason
PSU -1.5 45.5 0132051 Q4 ND Q3
Late cover flip Late over Lead lost
27–24
2024 · Postseason
TA&M -3.5 56.5 7143866 Q4 USC Q4
Late over Lead lost
35–31
2024 · Week 14
UGA -17.5 48.5 317235486 Q4 GT Q1
Late over Lead lost
42–44
2024 · Week 14
SJSU -2.5 54.5 3274465 Q4 SJSU Q2
Late cover flip Lead lost
31–34
2024 · Week 14
CSU -5.5 56.5 13294379 Q4 USU Q1
Lead lost
37–42
2024 · Week 13
ISU -3.5 42.5 10303759 Q4 UTAH Q4
Lead lost
31–28
2024 · Week 13
WSU -10.5 55.5 14385579 Q4 ORST Q1
Lead lost
38–41
2024 · Week 13
RUTG -2.5 47.5 3263269 Q4 ILL Q3
Late over Lead lost
38–31

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 50% 1,568
Q2 16% 495
Q3 15% 471
Q4 18% 557
OT 1% 18
Push 1% 34
The team leading at halftime won 83% and covered 69% of 2,931 games
The team leading after 3 quarters won 88% and covered 72% of 2,990 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over516100% 516
1–319295% 182
4–729586% 255
8–1026170% 184
11–1434558% 200
15–1727041% 110
18–2133927% 92
22+9257% 67
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.