When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

3,143 games · 2023–2026 · pick one to list those games
51% went over. Of the 1,606 overs, 3% had cashed by halftime and 32% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 18% of games.

Stayed under, cover changed hands in the last 5 minutes: 146 games

2023–2026 · newest first · showing 50
GameLineTotalPoints by quarterOverCover settledFinal
2026 · Week 7
WMU -7.5 42.5 7142135 U CMU Q4
Late cover flip
21–14
2026 · Week 7
BUFF -6.5 43.5 1023303643 U BUFF OT
Late cover flip
18–25
2026 · Week 7
ECU -5.5 49.5 717233447 U UAB Q3
Late cover flip Lead lost
17–30
2026 · Week 6
JMU -7 51.5 10163051 U GASO Q4
Late cover flip
27–24
2026 · Week 6
M-OH -6 44.5 21242739 U MASS Q4
Late cover flip
20–19
2026 · Week 6
BYU -11.5 46.5 7172434 U BYU Q3
Late cover flip
10–24
2026 · Week 5
BYU -5.5 48.5 0141727 U BYU Q4
Late cover flip
17–10
2026 · Week 5
TENN -6 54.5 0102438 U TENN Q3
Late cover flip
14–24
2026 · Week 4
MSST -3.5 58.5 14244155 U MSST Q4
Late cover flip
24–31
2026 · Week 4
JXST -7 50.5 3173336 U JXST Q4
Late cover flip
13–23
NCCU @ ECU
2026 · Week 4
ECU -37.5 58.5 10454551 U NCCU Q4
Late cover flip
9–42
2026 · Week 4
MICH -4.5 39.5 14172039 U IOWA Q4
Late cover flip Lead lost
20–19
2026 · Week 4
M-OH -2.5 52.5 14284245 U M-OH Q4
Late cover flip
21–24
2026 · Week 4
TEX -5.5 54.5 10132337 U TENN Q3
Late cover flip
20–17
2026 · Week 4
BAY -8.5 54.5 3131936 U BAY Q4
Late cover flip
13–23
BUCK @ PITT
2026 · Week 4
PITT -54.5 63.5 14354259 U PITT Q4
Late cover flip
0–59
2026 · Week 4
ARMY -4 48.5 14142838 U Push
Late cover flip Lead lost
21–17
2026 · Week 3
TCU -18.5 56.5 7212838 U TCU Q4
Late cover flip
7–31
ETAM @ TLSA
2026 · Week 3
TLSA -41.5 55.5 7142842 U TLSA Q4
Late cover flip
0–42
2026 · Week 3
TENN -35.5 60.5 18243851 U KENN Q1
Late cover flip
9–42
2026 · Week 2
UCLA -13.5 53.5 00738 U UCLA Q4
Late cover flip
10–28
2026 · Week 2
PITT -7.5 55.5 3121219 U UCF Q4
Late cover flip
7–12
2026 · Week 2
SYR -4 56.5 3193239 U CAL Q4
Late cover flip Lead lost
21–18
2026 · Week 1
SMU -3 52.5 14273451 U Push
Late cover flip
27–24
2025 · Postseason
BYU -3.5 55.5 14313146 U BYU Q4
Late cover flip Lead lost
21–25
2025 · Postseason
MINN -1.5 44.5 313132837 U MINN OT
Late cover flip
17–20
2025 · Week 14
ALA -7 48.5 10233347 U Push
Late cover flip
27–20
2025 · Week 14
ILL -7 43.5 3242733 U Push
Late cover flip
13–20
2025 · Week 14
UTAH -10 60.5 3172452 U Push
Late cover flip
31–21
EIU @ ALA
2025 · Week 13
ALA -54.5 59.5 14284256 U ALA Q4
Late cover flip
0–56
2025 · Week 13
OSU -28.5 54.5 7173151 U OSU Q4
Late cover flip
9–42
2025 · Week 13
CMU -7.5 50.5 7171744 U CMU Q2
Late cover flip
28–16
2025 · Week 12
PSU -6.5 49.5 14242438 U PSU Q4
Late cover flip
28–10
2025 · Week 12
ILL -15.5 51.5 10202730 U ILL Q4
Late cover flip
6–24
2025 · Week 11
ALA -10.5 49.5 3202329 U ALA Q2
Late cover flip
9–20
2025 · Week 11
UNC -8.5 41.5 361335 U STAN Q1
Late cover flip
15–20
2025 · Week 11
ORE -4.5 42.5 2192234 U IOWA Q4
Late cover flip
18–16
2025 · Week 11
OSU -30.5 49.5 3272744 U PUR Q1
Late cover flip
34–10
2025 · Week 11
WVU -6.5 51.5 9283851 U WVU Q4
Late cover flip
22–29
2025 · Week 11
USM -6.5 54.5 17242748 U ARST Q4
Late cover flip
27–21
2025 · Week 11
BALL -3.5 48.5 3132030 U BALL Q4
Late cover flip Lead lost
13–17
2025 · Week 11
OHIO -2.5 50.5 061644 U OHIO Q3
Late cover flip Lead lost
20–24
2025 · Week 10
SDSU -10.5 41.5 14242431 U SDSU Q4
Late cover flip
7–24
2025 · Week 10
UVA -5.5 52.5 10243852 U UVA Q1
Late cover flip
31–21
2025 · Week 10
LOU -10.5 52.5 16233744 U LOU Q4
Late cover flip
28–16
2025 · Week 10
KENN -12.5 53.5 14264353 U KENN Q4
Late cover flip
20–33
2025 · Week 9
VAN -3.5 52.5 061327 U VAN Q3
Late cover flip
10–17
2025 · Week 9
BOIS -20.5 51.5 6132027 U BOIS Q4
Late cover flip
24–3
2025 · Week 8
MIZ -1.5 43.5 1017243440 U MIZ OT
Late cover flip
23–17
2025 · Week 8
AFA -3.5 56.5 10132845 U WYO Q1
Late cover flip
21–24

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 50% 1,568
Q2 16% 495
Q3 15% 471
Q4 18% 557
OT 1% 18
Push 1% 34
The team leading at halftime won 83% and covered 69% of 2,931 games
The team leading after 3 quarters won 88% and covered 72% of 2,990 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over516100% 516
1–319295% 182
4–729586% 255
8–1026170% 184
11–1434558% 200
15–1727041% 110
18–2133927% 92
22+9257% 67
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.