When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

3,143 games · 2023–2026 · pick one to list those games
51% went over. Of the 1,606 overs, 3% had cashed by halftime and 32% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 18% of games.

Went over in Q4, cover changed hands in the last 5 minutes: 138 games

2023–2026 · newest first · showing 50
GameLineTotalPoints by quarterOverCover settledFinal
2026 · Week 7
HOU -4 62.5 10174567 Q4 OKST Q4
Late cover flip Late over
32–35
2026 · Week 7
ORST -18.5 52.5 17375078 Q4 WSU Q1
Late cover flip
30–48
2026 · Week 7
WVU -1.5 64.5 7354987 Q4 WVU Q4
Late cover flip Lead lost
42–45
2026 · Week 7
DEL -1.5 49.5 8284963 Q4 MTSU Q3
Late cover flip Lead lost
30–33
2026 · Week 6
ILL -2.5 48.5 1027406275 Q4 MSU Q4
Late cover flip
38–37
2026 · Week 6
NAVY -3 47.5 21344660 Q4 NAVY Q4
Late cover flip
26–34
2026 · Week 5
SC -2.5 52.5 1430445469 Q4 UK Q3
Late cover flip Late over Lead lost
35–34
2026 · Week 5
UNT -3 56.5 327557689 Q4 TLSA Q4
Late cover flip
45–44
2026 · Week 4
AFA -4.5 50.5 1320305469 Q4 NEV Q1
Late cover flip Late over
36–33
2026 · Week 4
PSU -9.5 43.5 3243044 Q4 WIS Q4
Late cover flip Late over Lead lost
24–20
2026 · Week 4
TTU -34.5 55.5 7354963 Q4 TTU Q4
Late cover flip
14–49
DUQ @ WSU
2026 · Week 3
WSU -38.5 51.5 14214255 Q4 WSU Q4
Late cover flip Late over
7–48
2026 · Week 3
VAN -3 50.5 14243866 Q4 VAN Q4
Late cover flip Lead lost
31–35
2026 · Week 3
CLEM -3 44.5 17233248 Q4 CLEM Q4
Late cover flip Late over
20–28
2026 · Week 3
TTU -7.5 52.5 10314154 Q4 HOU Q1
Late cover flip Late over
26–28
ILST @ NIU
2026 · Week 2
ILST -2.5 47.5 14383852 Q4 ILST Q1
Late cover flip Late over Lead lost
28–24
2026 · Week 2
ARMY -3 45.5 7212852 Q4 USF Q3
Late cover flip Late over Lead lost
28–24
2026 · Week 1
ND -21 45.5 13234054 Q4 ND Q4
Late cover flip
13–41
2026 · Week 1
MISS -6.5 54.5 3164879 Q4 LOU Q1
Late cover flip
38–41
SDST @ NU
2026 · Week 1
NU -14 49.5 7162952 Q4 NU Q4
Late cover flip Late over
18–34
2026 · Week 1
OSU -50.5 55.5 14314559 Q4 OSU Q4
Late cover flip Late over
3–56
2026 · Week 1
NEB -23.5 47.5 17274170 Q4 NEB Q4
Late cover flip
21–49
2026 · Week 1
MSU -10 48.5 10263350 Q4 Push
Late cover flip Late over
20–30
2026 · Week 1
ILL -25.5 53.5 17344465 Q4 UAB Q1
Late cover flip
23–42
2026 · Week 1
WAKE -27.5 50.5 10313454 Q4 AKR Q4
Late cover flip Late over
16–38
2026 · Week 1
STAN -4.5 48.5 7213064 Q4 STAN Q1
Late cover flip Late over
27–37
2025 · Week 14
ND -32.5 49.5 14384869 Q4 STAN Q4
Late cover flip
49–20
2025 · Week 14
OHIO -7 44.5 7284157 Q4 BUFF Q4
Late cover flip
31–26
2025 · Week 13
DUKE -6.5 50.5 14274257 Q4 DUKE Q4
Late cover flip Late over Lead lost
32–25
2025 · Week 13
KENN -6.5 54.5 17275475 Q4 KENN Q4
Late cover flip
34–41
2025 · Week 13
ARMY -9.5 43.5 14363951 Q4 TLSA Q4
Late cover flip Late over Lead lost
26–25
2025 · Week 12
ECU -2.5 57.5 7274858 Q4 ECU Q4
Late cover flip Late over
27–31
2025 · Week 12
WKU -13.5 51.5 7315168 Q4 WKU Q4
Late cover flip
26–42
2025 · Week 12
MOST -7.5 48.5 10314862 Q4 MOST Q4
Late cover flip
24–38
2025 · Week 10
TEX -3.5 48.5 17344465 Q4 VAN Q4
Late cover flip
31–34
2025 · Week 9
MIA -28.5 45.5 7143549 Q4 MIA Q4
Late cover flip Late over
7–42
2025 · Week 9
NAVY -14.5 63.5 24343474 Q4 FAU Q1
Late cover flip Late over
32–42
2025 · Week 9
TEM -3.5 52.5 1031526275 Q4 TLSA Q4
Late cover flip
38–37
2025 · Week 9
M-OH -2.5 40.5 3232643 Q4 M-OH Q4
Late cover flip Late over Lead lost
17–26
2025 · Week 9
USF -3.5 58.5 21384865 Q4 MEM Q4
Late cover flip Late over Lead lost
31–34
2025 · Week 9
USA -5.5 54.5 35424569 Q4 USA Q1
Late cover flip
38–31
2025 · Week 9
DEL -9.5 55.5 21385259 Q4 MTSU Q4
Late cover flip Late over
28–31
2025 · Week 8
ECU -16.5 54.5 17384868 Q4 TLSA Q1
Late cover flip
27–41
2025 · Week 7
BYU -2.5 46.5 2131314860 Q4 BYU OT
Late cover flip Late over Lead lost
33–27
2025 · Week 7
SJSU -1.5 49.5 21424263 Q4 WYO Q4
Late cover flip Late over Lead lost
28–35
2025 · Week 6
USF -28.5 54.5 23404380 Q4 CLT Q1
Late cover flip
26–54
2025 · Week 5
MEM -13.5 62.5 17334381 Q4 MEM Q4
Late cover flip
55–26
SELA @ LSU
2025 · Week 4
LSU -48.5 60.5 7354966 Q4 SELA Q1
Late cover flip
10–56
2025 · Week 4
GT -24.5 52.5 21284969 Q4 TEM Q1
Late cover flip
24–45
2025 · Week 4
LOU -25.5 50.5 10243357 Q4 BGSU Q4
Late cover flip Late over
17–40

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 50% 1,568
Q2 16% 495
Q3 15% 471
Q4 18% 557
OT 1% 18
Push 1% 34
The team leading at halftime won 83% and covered 69% of 2,931 games
The team leading after 3 quarters won 88% and covered 72% of 2,990 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over516100% 516
1–319295% 182
4–729586% 255
8–1026170% 184
11–1434558% 200
15–1727041% 110
18–2133927% 92
22+9257% 67
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.