When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. NFL games from the past four seasons with quarter scores and a closing line.

When did they go over?

874 games · 2023–2026 · pick one to list those games
52% went over. Of the 450 overs, 3% had cashed by halftime and 25% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 21% of games.

Stayed under, leader lost the game in the last 5 minutes: 38 games

2023–2026 · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2026 · Week 5
NYJ -2.5 38.5 10131329 U NYJ Q4
Late cover flip Lead lost
12–17
2026 · Week 5
JAX -7.5 41.5 7212436 U PHI Q1
Lead lost
17–19
2026 · Week 2
GB -3.5 44.5 014213437 U NYJ Q1
Lead lost
20–17
2025 · Postseason
PHI -5.5 44.5 13232642 U SF Q4
Lead lost
23–19
2025 · Week 16
CHI -1.5 44.5 06163238 U CHI OT
Late cover flip Lead lost
16–22
2025 · Week 15
CAR -2.5 41.5 7172737 U NO Q4
Late cover flip Lead lost
17–20
2025 · Week 15
SEA -12.5 41.5 6192234 U IND Q1
Lead lost
16–18
2025 · Week 12
KC -4.5 49.5 723294043 U IND Q1
Lead lost
20–23
2025 · Week 11
KC -4.5 45.5 9122641 U DEN Q1
Lead lost
19–22
2025 · Week 10
CHI -4.5 44.5 7172744 U NYG Q2
Lead lost
20–24
2025 · Week 4
LAR -3.5 49.5 6232347 U LAR Q4
Late cover flip Lead lost
20–27
2025 · Week 3
LAC -2.5 45.5 3173043 U LAC Q4
Late cover flip Lead lost
20–23
2025 · Week 3
GB -7.5 40.5 031023 U CLE Q4
Late cover flip Lead lost
10–13
2024 · Week 18
WSH -7.5 43.5 391942 U DAL Q1
Lead lost
23–19
2024 · Week 13
MIN -3.5 45.5 6153245 U ARI Q1
Lead lost
22–23
2024 · Week 11
SF -6.5 48.5 10132337 U SEA Q1
Lead lost
20–17
2024 · Week 11
GB -6.5 41.5 10173339 U CHI Q1
Lead lost
20–19
2024 · Week 5
SF -7.5 48.5 17333647 U ARI Q4
Lead lost
24–23
2024 · Week 5
MIA -2.5 36.5 10101925 U MIA Q4
Late cover flip Lead lost
15–10
2024 · Week 4
HOU -5.5 46.5 17303744 U JAX Q1
Lead lost
20–24
2024 · Week 2
PHI -5.5 46.5 0132543 U ATL Q1
Lead lost
22–21
2024 · Week 1
MIA -3.5 49.5 7243137 U JAX Q1
Lead lost
17–20
2023 · Postseason
SF -10.5 50.5 3133545 U GB Q1
Lead lost
21–24
2023 · Week 18
SEA -3 47.5 3192641 U ARI Q3
Lead lost
21–20
2023 · Week 15
PHI -5 46 7132737 U SEA Q4
Lead lost
17–20
2023 · Week 15
CLE -2.5 38 0142437 U CLE Q4
Late cover flip Lead lost
17–20
2023 · Week 15
TEN -3 38 616223235 U HOU Q4
Late cover flip Lead lost
19–16
2023 · Week 15
ATL -2.5 32.5 0101016 U CAR Q4
Lead lost
7–9
2023 · Week 12
MIN -3 43 06922 U CHI Q1
Lead lost
12–10
2023 · Week 11
DEN -2.5 43 3192641 U MIN Q2
Lead lost
20–21
2023 · Week 11
LAR -2 46 7202333 U SEA Q1
Lead lost
16–17
2023 · Week 11
LAC -3 44 3202943 U GB Q2
Late cover flip Lead lost
20–23
2023 · Week 9
PIT -3 36 10232936 P PIT Q4
Late cover flip Lead lost
16–20
2023 · Week 8
NYJ -3 34.5 1010172023 U Push
Late cover flip Lead lost
13–10
2023 · Week 8
HOU -3.5 43 0132528 U CAR Q1
Lead lost
13–15
2023 · Week 7
DEN -2.5 43.5 392636 U GB Q4
Lead lost
17–19
2023 · Week 6
BUF -15.5 42.5 36623 U NYG Q1
Lead lost
9–14
2023 · Week 6
PHI -5.5 41.5 7232634 U NYJ Q2
Lead lost
14–20

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 49% 431
Q2 17% 152
Q3 11% 97
Q4 19% 168
OT 2% 15
Push 1% 11
The team leading at halftime won 77% and covered 71% of 816 games
The team leading after 3 quarters won 83% and covered 76% of 833 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over111100% 111
1–34495% 42
4–710287% 89
8–1010164% 65
11–1411760% 70
15–1710833% 36
18–2112119% 23
22+1708% 14
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.