When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

3,143 games · 2023–2026 · pick one to list those games
51% went over. Of the 1,606 overs, 3% had cashed by halftime and 32% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 18% of games.

Went over in Q3, cover changed hands in the last 5 minutes: 37 games

2023–2026 · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2026 · Week 7
JXST -3 44.5 21344851 Q3 Push
Late cover flip
24–27
2026 · Week 5
ISU -3 53.5 14355687 Q3 Push
Late cover flip Lead lost
42–45
2026 · Week 3
USA -7 49.5 21315277 Q3 OHIO Q4
Late cover flip
36–41
2026 · Week 3
MICH -34.5 48.5 7315969 Q3 MICH Q4
Late cover flip
17–52
2025 · Postseason
UNT -7.5 55.5 27486296 Q3 SDSU Q4
Late cover flip
49–47
2025 · Postseason
ORE -20.5 47.5 16406885 Q3 JMU Q4
Late cover flip
34–51
2025 · Week 14
MSU -4 49.5 7315966 Q3 MSU Q4
Late cover flip
28–38
2025 · Week 12
OSU -32.5 46.5 10274858 Q3 OSU Q3
Late cover flip
10–48
2025 · Week 11
VAN -5.5 46.5 730547683 Q3 VAN OT
Late cover flip
38–45
2025 · Week 9
TROY -7.5 47.5 14384858 Q3 TROY Q3
Late cover flip
23–35
2025 · Week 8
TA&M -8.5 57.5 10416587 Q3 ARK Q4
Late cover flip
45–42
2025 · Week 8
UGA -7.5 56.5 10416178 Q3 UGA Q4
Late cover flip
35–43
2025 · Week 6
BYU -19.5 46.5 14384862 Q3 WVU Q1
Late cover flip
24–38
2025 · Week 5
MRSH -1.5 48.5 6345482105 Q3 UL Q4
Late cover flip Lead lost
51–54
2025 · Week 5
VAN -24.5 58.5 14526990 Q3 USU Q4
Late cover flip
35–55
2025 · Week 4
TENN -38.5 68.5 21497380 Q3 UAB Q4
Late cover flip
24–56
2025 · Week 4
UNLV -1.5 49.5 14346279 Q3 UNLV Q4
Late cover flip Lead lost
41–38
NORF @ RUTG
2025 · Week 3
RUTG -45.5 55.5 13295670 Q3 RUTG Q4
Late cover flip
10–60
2025 · Week 2
MIZ -6.5 49.5 27425273 Q3 MIZ Q4
Late cover flip Lead lost
31–42
2025 · Week 1
TENN -13.5 51.5 17455871 Q3 TENN Q1
Late cover flip
26–45
2024 · Postseason
MIZ -1.5 41.5 21354551 Q3 MIZ Q4
Late cover flip
24–27
2024 · Postseason
MIA -5.5 61.5 35597383 Q3 ISU Q1
Late cover flip Lead lost
42–41
2024 · Week 13
UTSA -17.5 55.5 10456278 Q3 UTSA Q4
Late cover flip
27–51
2024 · Week 12
COLO -13.5 43.5 17304473 Q3 COLO Q4
Late cover flip
24–49
2024 · Week 10
ORE -14.5 45.5 14384855 Q3 ORE Q4
Late cover flip
38–17
2024 · Week 9
UTSA -9.5 52.5 14426691 Q3 TLSA Q4
Late cover flip Lead lost
45–46
2024 · Week 7
UNLV -18.5 66.5 21486884 Q3 USU Q4
Late cover flip
50–34
2024 · Week 6
IU -12.5 38.5 7274165 Q3 IU Q4
Late cover flip
41–24
2024 · Week 5
TTU -3.5 59.5 24486185 Q3 CIN Q4
Late cover flip
41–44
2024 · Week 1
BOIS -12.5 57.5 144466101 Q3 GASO Q2
Late cover flip
56–45
2023 · Week 12
LOU PK 46 28415169 Q3 LOU Q4
Late cover flip
38–31
2023 · Week 10
WASH -3 75.5 21638494 Q3 WASH Q4
Late cover flip
52–42
2023 · Week 10
FAU PK 59 7426387 Q3 UAB Q1
Late cover flip Lead lost
42–45
2023 · Week 7
SC -1.5 49.5 24455180 Q3 FLA Q2
Late cover flip Lead lost
41–39
DSU @ M-OH
2023 · Week 4
M-OH -40.5 49.5 24477582 Q3 M-OH Q4
Late cover flip
20–62
DUQ @ WVU
2023 · Week 2
WVU -38.5 55.5 14455973 Q3 WVU Q4
Late cover flip
17–56
2023 · Week 1
UK -25 49 10305158 Q3 UK Q4
Late cover flip
14–44

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 50% 1,568
Q2 16% 495
Q3 15% 471
Q4 18% 557
OT 1% 18
Push 1% 34
The team leading at halftime won 83% and covered 69% of 2,931 games
The team leading after 3 quarters won 88% and covered 72% of 2,990 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over516100% 516
1–319295% 182
4–729586% 255
8–1026170% 184
11–1434558% 200
15–1727041% 110
18–2133927% 92
22+9257% 67
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.