When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

519 games · 2026 · pick one to list those games
52% went over. Of the 272 overs, 3% had cashed by halftime and 28% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 19% of games.

Leader lost the game in the last 5 minutes: 30 games

2026 · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2026 · Week 7
ORE -6.5 50.5 072031 U NEB Q1
Lead lost
14–17
2026 · Week 7
ND -10.5 47.5 10313752 Q4 BYU Q1
Late over Lead lost
24–28
2026 · Week 7
WVU -1.5 64.5 7354987 Q4 WVU Q4
Late cover flip Lead lost
42–45
2026 · Week 7
ECU -5.5 49.5 717233447 U UAB Q3
Late cover flip Lead lost
17–30
2026 · Week 7
DEL -1.5 49.5 8284963 Q4 MTSU Q3
Late cover flip Lead lost
30–33
2026 · Week 6
LT -3 48.5 0233763 Q4 UL Q3
Lead lost
31–32
2026 · Week 6
LSU -9.5 50.5 1738415469 Q4 UK Q1
Lead lost
34–35
2026 · Week 6
VT -11.5 51.5 0242745 U CAL Q1
Lead lost
20–25
2026 · Week 6
EMU -4.5 51.5 10273348 U AKR Q1
Lead lost
25–23
2026 · Week 5
USF -5.5 50.5 3132030 U TEM Q1
Lead lost
17–13
2026 · Week 5
SC -2.5 52.5 1430445469 Q4 UK Q3
Late cover flip Late over Lead lost
35–34
2026 · Week 5
ISU -3 53.5 14355687 Q3 Push
Late cover flip Lead lost
42–45
2026 · Week 4
PSU -9.5 43.5 3243044 Q4 WIS Q4
Late cover flip Late over Lead lost
24–20
2026 · Week 4
MICH -4.5 39.5 14172039 U IOWA Q4
Late cover flip Lead lost
20–19
GWEB @ MRSH
2026 · Week 4
MRSH -24.5 56.5 24485571 Q4 GWEB Q1
Lead lost
35–36
2026 · Week 4
ARMY -4 48.5 14142838 U Push
Late cover flip Lead lost
21–17
2026 · Week 3
CIN -14.5 50.5 21354966 Q4 M-OH Q1
Lead lost
31–35
2026 · Week 3
TOL -4.5 48.5 1738488497 Q4 TEM Q1
Lead lost
48–49
2026 · Week 3
VAN -3 50.5 14243866 Q4 VAN Q4
Late cover flip Lead lost
31–35
2026 · Week 2
TEX -2.5 50.5 10232647 U OSU Q1
Lead lost
23–24
ILST @ NIU
2026 · Week 2
ILST -2.5 47.5 14383852 Q4 ILST Q1
Late cover flip Late over Lead lost
28–24
2026 · Week 2
TULN -9.5 48.5 10243852 Q4 USA Q1
Late over Lead lost
24–28
2026 · Week 2
OHIO -1.5 48.5 731384856 OT OHIO OT
Late cover flip Late over Lead lost
27–29
UNCO @ WYO
2026 · Week 2
WYO -23.5 44.5 0172034 U UNCO Q1
Lead lost
13–21
2026 · Week 2
SYR -4 56.5 3193239 U CAL Q4
Late cover flip Lead lost
21–18
2026 · Week 2
ARMY -3 45.5 7212852 Q4 USF Q3
Late cover flip Late over Lead lost
28–24
GWEB @ LIB
2026 · Week 2
LIB -28.5 55.5 20374047 U GWEB Q1
Lead lost
23–24
2026 · Week 1
MICH -27.5 50.5 10131325 U WMU Q1
Lead lost
12–13
2026 · Week 1
GT -6.5 53.5 0171727 U COLO Q1
Lead lost
14–13
ALB @ BUFF
2026 · Week 1
BUFF -18.5 47.5 7243138 U ALB Q1
Lead lost
17–21

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 46% 239
Q2 15% 79
Q3 18% 95
Q4 19% 97
OT 0% 2
Push 1% 7
The team leading at halftime won 83% and covered 66% of 493 games
The team leading after 3 quarters won 89% and covered 72% of 496 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over76100% 76
1–34095% 38
4–74689% 41
8–104678% 36
11–147254% 39
15–173938% 15
18–215630% 17
22+1447% 10
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.