When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. NFL games from the past four seasons with quarter scores and a closing line.

When did they go over?

94 games · 2026 · pick one to list those games
52% went over. Of the 49 overs, 4% had cashed by halftime and 18% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 26% of games.

Over cashed in the last 5 minutes: 23 games

2026 · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2026 · Week 7
CHI -3 50.5 10344854 Q4 CHI Q1
Late over
24–30
2026 · Week 6
BUF -5.5 54.5 10263663 Q4 LV Q4
Late over
33–30
2026 · Week 6
IND -6.5 43.5 0131946 Q4 TEN Q4
Late over
26–20
2026 · Week 6
NE -7.5 42.5 10203045 Q4 NYJ Q3
Late over
19–26
2026 · Week 6
PIT -2.5 37.5 316193845 Q4 PIT OT
Late cover flip Late over Lead lost
26–19
2026 · Week 5
LAR -3.5 55.5 620336871 Q4 BUF Q1
Late over
37–34
2026 · Week 5
ATL -3 44.5 1023324653 Q4 BAL Q3
Late cover flip Late over Lead lost
30–23
2026 · Week 4
DET -3.5 52.5 10324858 Q4 CAR Q1
Late over
26–32
2026 · Week 4
KC -3.5 47.5 14232357 Q4 LV Q1
Late over
30–27
2026 · Week 4
BUF -7 49.5 7313855 Q4 NE Q1
Late over
29–26
2026 · Week 4
LAR -4.5 42.5 6303044 Q4 PHI Q1
Late over Lead lost
24–20
2026 · Week 4
BAL -11.5 41.5 14313442 Q4 TEN Q4
Late cover flip Late over
18–24
2026 · Week 3
DEN -1.5 44.5 7163256 Q4 DEN Q4
Late cover flip Late over Lead lost
26–30
2026 · Week 3
BAL -3 54.5 17304565 Q4 Push
Late cover flip Late over Lead lost
34–31
2026 · Week 3
DET -7 49.5 0172755 Q4 Push
Late cover flip Late over
24–31
2026 · Week 3
GB -4.5 43.5 14243149 Q4 ATL Q1
Late over
35–14
2026 · Week 2
DAL -4.5 51.5 10274057 Q4 DAL Q1
Late over
20–37
2026 · Week 2
SF -12.5 44.5 7204148 Q4 SF Q3
Late over
13–35
2026 · Week 2
PHI -7 39.5 7243444 Q4 TEN Q1
Late over
24–20
2026 · Week 2
TB -8.5 41.5 9153242 Q4 CLE Q1
Late over Lead lost
23–19
2026 · Week 1
PHI -6 43.5 3232646 Q4 WSH Q4
Late cover flip Late over
22–24
2026 · Week 1
DET -7 49.5 77354861 OT NO Q4
Late over
30–31
2026 · Week 1
JAX -8.5 40.5 14243744 Q4 JAX Q1
Late over
10–34

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 49% 46
Q2 14% 13
Q3 9% 8
Q4 23% 22
OT 1% 1
Push 4% 4
The team leading at halftime won 78% and covered 68% of 85 games
The team leading after 3 quarters won 80% and covered 70% of 90 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over9100% 9
1–3580% 4
4–71090% 9
8–101090% 9
11–141275% 9
15–171414% 2
18–211127% 3
22+2317% 4
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.