When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. NFL games from the past four seasons with quarter scores and a closing line.

When did they go over?

19 games · 2025 · Chicago Bears · pick one to list those games
53% went over. Of the 10 overs, 0% had cashed by halftime and 30% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 26% of games.

All 19 games

2025 · Chicago Bears · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Postseason
LAR -3.5 49.5 720203437 U CHI Q2
Late cover flip
20–17
2025 · Postseason
GB -1.5 46.5 10242758 Q4 CHI Q4
Late cover flip Late over Lead lost
27–31
2025 · Week 18
CHI -3 51.5 3131635 U DET Q1 19–16
2025 · Week 17
SF -4.5 51.5 28496380 Q3 CHI Q4
Lead lost
38–42
2025 · Week 16
CHI -1.5 44.5 06163238 U CHI OT
Late cover flip Lead lost
16–22
2025 · Week 15
CHI -7.5 38.5 14143134 U CHI Q1 3–31
2025 · Week 14
GB -6.5 44.5 0173549 Q4 GB Q2
Late cover flip Late over
21–28
2025 · Week 13
PHI -7 43.5 7131939 U CHI Q1 24–15
2025 · Week 12
CHI -2.5 47.5 14384559 Q4 CHI Q3 28–31
2025 · Week 11
MIN -3 47.5 3131936 U CHI Q2 19–17
2025 · Week 10
CHI -4.5 44.5 7172744 U NYG Q2
Lead lost
20–24
2025 · Week 9
CHI -2.5 51.5 17375889 Q3 CHI Q3 47–42
2025 · Week 8
BAL -2.5 44.5 6162246 Q4 BAL Q2
Late over
16–30
2025 · Week 7
CHI -3.5 43.5 3273740 U CHI Q2 14–26
2025 · Week 6
WSH -5.5 48.5 6203349 Q4 CHI Q1
Late over Lead lost
25–24
2025 · Week 4
LV -2.5 46.5 10233749 Q4 CHI Q4
Late cover flip Late over Lead lost
25–24
2025 · Week 3
DAL -1.5 50.5 17384545 U CHI Q1 14–31
2025 · Week 2
DET -6.5 45.5 21425273 Q3 DET Q1 21–52
2025 · Week 1
CHI -1.5 43.5 7162351 Q4 MIN Q4
Late over
27–24

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 32% 6
Q2 32% 6
Q3 11% 2
Q4 21% 4
OT 5% 1
The team leading at halftime won 61% and covered 61% of 18 games
The team leading after 3 quarters won 67% and covered 67% of 18 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over3100% 3
1–31100% 1
4–720% 0
8–10367% 2
15–171100% 1
18–21367% 2
22+617% 1
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.