When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. NFL games from the past four seasons with quarter scores and a closing line.

When did they go over?

16 games · 2025 · Week 1 · pick one to list those games
25% went over. Of the 4 overs, 0% had cashed by halftime and 50% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 19% of games.

All 16 games

2025 · Week 1 · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 1
CHI -1.5 43.5 7162351 Q4 MIN Q4
Late over
27–24
2025 · Week 1
BAL -1.5 51.5 10335381 Q3 BUF Q4
Late cover flip Lead lost
40–41
2025 · Week 1
GB -1.5 48.5 10202340 U GB Q1 13–27
2025 · Week 1
LAR -3.5 43.5 3162323 U LAR Q3 9–14
2025 · Week 1
DEN -9.5 43.5 6192532 U TEN Q1 12–20
2025 · Week 1
SF -1.5 44.5 7171730 U SF Q4
Late cover flip
17–13
2025 · Week 1
ATL -1.5 47.5 7203043 U TB Q2 23–20
2025 · Week 1
CIN -5.5 47.5 7243333 U CLE Q2 17–16
2025 · Week 1
IND -1.5 47.5 3202341 U IND Q1 8–33
2025 · Week 1
NE -2.5 44.5 14172733 U LV Q3 20–13
2025 · Week 1
ARI -5.5 44.5 3273033 U ARI Q2 20–13
2025 · Week 1
PIT -2.5 38.5 16364366 Q3 NYJ Q1
Lead lost
34–32
2025 · Week 1
WSH -5.5 45.5 7172027 U WSH Q1 6–21
2025 · Week 1
JAX -4.5 44.5 6232336 U JAX Q2 10–26
2025 · Week 1
KC -3.5 47.5 7193248 Q4 LAC Q1
Late over
21–27
2025 · Week 1
PHI -7.5 47.5 14414444 U DAL Q1 20–24

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 44% 7
Q2 25% 4
Q3 13% 2
Q4 19% 3
OT 0% 0
The team leading at halftime won 60% and covered 47% of 15 games
The team leading after 3 quarters won 75% and covered 63% of 16 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over2100% 2
4–710% 0
15–17333% 1
18–21520% 1
22+50% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.