When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. NFL games from the past four seasons with quarter scores and a closing line.

When did they go over?

16 games · 2025 · New Orleans Saints · pick one to list those games
31% went over. Of the 5 overs, 20% had cashed by halftime and 40% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 13% of games.

All 16 games

2025 · New Orleans Saints · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 18
ATL -3.5 43.5 7172336 U NO Q2
Late cover flip
17–19
2025 · Week 17
NO -1.5 38.5 6304360 Q3 NO Q4
Late cover flip
34–26
2025 · Week 16
NO -7 39.5 6152235 U NO Q3 6–29
2025 · Week 15
CAR -2.5 41.5 7172737 U NO Q4
Late cover flip Lead lost
17–20
2025 · Week 14
TB -7.5 41.5 14173444 Q4 NO Q1
Late over
24–20
2025 · Week 12
NO -1.5 40.5 3232334 U ATL Q1 24–10
2025 · Week 10
CAR -5.5 38.5 10171724 U NO Q1 17–7
2025 · Week 9
LAR -14.5 45.5 7303744 U LAR Q3 10–34
2025 · Week 8
TB -3.5 45.5 0102026 U TB Q2 23–3
2025 · Week 7
CHI -3.5 43.5 3273740 U CHI Q2 14–26
2025 · Week 6
NE -3.5 46.5 20384144 U NE Q1 25–19
2025 · Week 5
NO -2.5 42.5 10303340 U NO Q3 14–26
2025 · Week 4
BUF -14.5 48.5 21243750 Q4 NO Q1
Late over
19–31
2025 · Week 3
SEA -6.5 41.5 21445057 Q2 SEA Q1 13–44
2025 · Week 2
SF -2.5 40.5 6233347 Q4 SF Q1 26–21
2025 · Week 1
ARI -5.5 44.5 3273033 U ARI Q2 20–13

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 44% 7
Q2 25% 4
Q3 19% 3
Q4 13% 2
OT 0% 0
The team leading at halftime won 81% and covered 69% of 16 games
The team leading after 3 quarters won 87% and covered 73% of 15 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over2100% 2
4–720% 0
8–10450% 2
11–141100% 1
15–1720% 0
18–2130% 0
22+20% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.