When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

3,143 games · 2023–2026 · pick one to list those games
51% went over. Of the 1,606 overs, 3% had cashed by halftime and 32% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 18% of games.

Went over in overtime, leader lost the game in the last 5 minutes: 15 games

2023–2026 · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2026 · Week 2
OHIO -1.5 48.5 731384856 OT OHIO OT
Late cover flip Late over Lead lost
27–29
2025 · Postseason
USC -4.5 56.5 327354857 OT TCU Q4
Late cover flip Late over Lead lost
27–30
2025 · Week 8
TXST -2.5 65.5 1430335477 OT MRSH Q3
Late cover flip Late over Lead lost
37–40
2025 · Week 6
BUFF -9.5 53.5 1428424861 OT EMU Q1
Late over Lead lost
30–31
2025 · Week 5
GT -11.5 53.5 320374659 OT WAKE Q1
Late over Lead lost
30–29
2025 · Week 5
HOU -11.5 48.5 724274851 OT ORST Q1
Late over Lead lost
27–24
2025 · Week 3
PITT -6.5 54.5 010284855 OT WVU Q1
Late cover flip Late over Lead lost
24–31
2025 · Week 2
UNT -12.5 56.5 024415463 OT WMU Q1
Late over Lead lost
33–30
2024 · Postseason
USF -0.5 64.5 731415480 OT USF OT
Late cover flip Late over Lead lost
41–39
2024 · Week 2
NU -2.5 37.5 1017202646 OT DUKE Q3
Late cover flip Late over Lead lost
26–20
2023 · Postseason
MICH -2 46 1423234047 OT MICH OT
Late cover flip Late over Lead lost
20–27
2023 · Week 13
OKST -16.5 55.5 1330375474 OT BYU Q1
Late over Lead lost
34–40
2023 · Week 12
EMU -3 39.5 028283457 OT Push
Late cover flip Late over Lead lost
27–30
2023 · Week 8
CLEM -6 45 714243448 OT MIA Q4
Late over Lead lost
20–28
2023 · Week 3
COLO -23 63 2835355678 OT CSU Q1
Late over Lead lost
35–43

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 50% 1,568
Q2 16% 495
Q3 15% 471
Q4 18% 557
OT 1% 18
Push 1% 34
The team leading at halftime won 83% and covered 69% of 2,931 games
The team leading after 3 quarters won 88% and covered 72% of 2,990 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over516100% 516
1–319295% 182
4–729586% 255
8–1026170% 184
11–1434558% 200
15–1727041% 110
18–2133927% 92
22+9257% 67
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.