When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. NFL games from the past four seasons with quarter scores and a closing line.

When did they go over?

14 games · 2025 · Week 5 · pick one to list those games
64% went over. Of the 9 overs, 0% had cashed by halftime and 22% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 29% of games.

All 14 games

2025 · Week 5 · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 5
KC -3.5 45.5 7213559 Q4 JAX Q3
Late over
28–31
2025 · Week 5
BUF -7.5 48.5 392343 U NE Q1 23–20
2025 · Week 5
DET -9.5 48.5 7173161 Q4 DET Q2 37–24
2025 · Week 5
LAC -3.5 48.5 10203037 U WSH Q2 27–10
2025 · Week 5
ARI -7.5 41.5 17272743 Q4 TEN Q4
Late cover flip Late over Lead lost
22–21
2025 · Week 5
SEA -3.5 45.5 3204973 Q3 TB Q1 38–35
2025 · Week 5
IND -7.5 46.5 3234346 U IND Q2 6–40
2025 · Week 5
NO -2.5 42.5 10303340 U NO Q3 14–26
2025 · Week 5
NYJ -2.5 47.5 6263659 Q4 DAL Q1
Late over
37–22
2025 · Week 5
PHI -4.5 44.5 6132038 U DEN Q4 21–17
2025 · Week 5
MIA -1.5 44.5 3273051 Q4 CAR Q4
Late over
24–27
2025 · Week 5
HOU -2.5 41.5 10274454 Q3 HOU Q1 44–10
2025 · Week 5
MIN -3.5 35.5 14173138 Q4 MIN Q4
Late cover flip Late over Lead lost
21–17
2025 · Week 5
LAR -8.5 43.5 724344649 Q4 SF Q1
Late over
26–23

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 36% 5
Q2 21% 3
Q3 14% 2
Q4 29% 4
OT 0% 0
The team leading at halftime won 62% and covered 62% of 13 games
The team leading after 3 quarters won 71% and covered 71% of 14 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over2100% 2
4–7250% 1
8–10250% 1
11–142100% 2
15–172100% 2
18–21250% 1
22+20% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.