When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. NFL games from the past four seasons with quarter scores and a closing line.

When did they go over?

14 games · 2025 · Week 12 · pick one to list those games
29% went over. Of the 4 overs, 0% had cashed by halftime and 25% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 21% of games.

All 14 games

2025 · Week 12 · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 12
SF -7 48.5 7132629 U SF Q3 9–20
2025 · Week 12
LAR -7.5 50.5 14383841 U LAR Q1 7–34
2025 · Week 12
PHI -2.5 48.5 14283545 U DAL Q4 21–24
2025 · Week 12
NO -1.5 40.5 3232334 U ATL Q1 24–10
2025 · Week 12
LV -3.5 36.5 14171734 U CLE Q1 24–10
2025 · Week 12
JAX -1.5 46.5 1424314851 Q4 JAX OT
Late cover flip Late over Lead lost
27–24
2025 · Week 12
CHI -2.5 47.5 14384559 Q4 CHI Q3 28–31
2025 · Week 12
NE -7.5 50.5 3303346 U CIN Q1
Late cover flip
26–20
2025 · Week 12
DET -14.5 50.5 1037375461 Q4 NYG Q1
Lead lost
27–34
2025 · Week 12
GB -6.5 41.5 10162329 U GB Q3 6–23
2025 · Week 12
SEA -11.5 41.5 6194754 Q3 TEN Q4
Late cover flip
30–24
2025 · Week 12
KC -4.5 49.5 723294043 U IND Q1
Lead lost
20–23
2025 · Week 12
BAL -14.5 44.5 0102433 U NYJ Q1 10–23
2025 · Week 12
BUF -4.5 44.5 9363942 U HOU Q1 19–23

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 57% 8
Q2 0% 0
Q3 21% 3
Q4 14% 2
OT 7% 1
The team leading at halftime won 57% and covered 64% of 14 games
The team leading after 3 quarters won 79% and covered 71% of 14 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over1100% 1
1–31100% 1
4–710% 0
11–14333% 1
15–171100% 1
18–2160% 0
22+10% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.