Navy @ Charlotte: Lines, Model & ATS Trends (Week 13, 2026)

Sat, Nov 28, 2026, 12:00 AM ESTWeek 13 · at Charlotte · Conference game

Navy

2-4 · Power #89

projected

Sat 12:00 AM ET

Charlotte

1-6 · Power #135

projected

NAVY 85%

15% CLT

Spread

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Total

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model 49.5

Model line

NAVY -14.5

NAVY 85% to win

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Winner

Market

Open → current

Spread

Open—

no open

Now—

Opening line not available

Total

Open—

no open

Now—

ATS

Records before kickoff

	Season	Cover	Venue	Role
NAVY LLLWW	2-4	33%	1-3	—
CLT WLLLW	3-4	43%	0-3	—

Venue/role: NAVY away; CLT home. Squares: last 5 games ATS (W covered, L didn’t), oldest first.

Totals

Over/under before kickoff

	O-U	Over %	SU
NAVY OUUOO	4-2	67%	2-4
CLT UUOOO	4-3	57%	1-6

Squares: last 5 games (O over, U under), oldest first. Hover for the score and line.

Last 10 games

Before kickoff, this and last season

	Straight up	Spread	Over / under
NAVY	6-4 60%	5-5 50%	5-5 50%
CLT	1-9 10%	5-5 50%	4-6 40%

Wins-losses (pushes and ties last). Spread and over / under skip games without a line.

Next 3 games

With how the last meeting with each opponent went

Navy

Date	Game	Last meeting
Dec 12	@ ARMY	W17–16LU

Charlotte

No more games this season.

Last meeting: result, against the spread, over / under. Hover a result for its date.

Recent meetings

Last 2 since 2023

NAVY 2–0 CLT NAVY leads · 2 games since 2023 · NAVY has won the last 2 meetings

All-time series from CollegeFootballData.

Date	Result	Line	ATS
Oct 19 2024	Charlotte 17 @ Navy 51	NAVY -16.5	NAVY W
Oct 14 2023	Navy 14 @ Charlotte 0	NAVY -3.5	NAVY W

Matchup stats

Season to date before kickoff · ranks among 138 FBS teams

Power rating this season

pts vs an average team · #rank · tap a dot

NAVY−9.5 →−4.9▲ 4.6#90

CLT−18.1 →−20.5▼ 2.4#135

Predashed line = average team · hover or tap a dotW12

NAVY

Longer bar = better

CLT

#46

Offense

◀ NAVY better

#121

#70

Defense

◀ NAVY better

#130

−1.0 #129

Turnovers

Even

−1.7 #138

65 plays #85

Pace

◀ NAVY faster

58 plays #135

Unit by unitEach offense against the other's defense

When NAVY has the ball

Advantage: NAVY offense

	NAVY off	CLT def	Edge
Points / game	28.2 #77	40.6 #136	NAVY
Yards / play	6.40 #40	6.58 #129	NAVY
PPA / play	+0.23 #35	+0.25 #124	NAVY
Success rate	48% #31	48% #132	NAVY

When CLT has the ball

Advantage: NAVY defense

	CLT off	NAVY def	Edge
Points / game	19.1 #125	25.8 #90	NAVY
Yards / play	5.37 #109	5.35 #64	NAVY
PPA / play	−0.02 #124	+0.13 #93	NAVY
Success rate	38% #124	37% #32	NAVY

Bars show league standing (dashed mark = league middle); Offense and Defense use the average rank across the four stats below. In the tables, a highlighted value and the Edge column mark the side ranked better by at least 15% of the league; defense values are what that team allows. Yards and turnovers from ESPN box scores; PPA from CollegeFootballData (garbage time excluded). Descriptive only: the model already uses these.

Points by quarter and half

Per game this season before kickoff · ranks among 138 FBS teams

NAVY scoring against the CLT defense

	Q1	Q2	1H	Q3	Q4	2H
NAVY scored	5.8 #79	8.3 #80	14.2 #81	5.5 #87	8.5 #41	14.0 #57
CLT allowed	7.3 #117	12.0 #129	19.3 #131	8.9 #129	10.3 #133	19.1 #134

CLT scoring against the NAVY defense

	Q1	Q2	1H	Q3	Q4	2H
CLT scored	2.4 #125	4.0 #134	6.4 #134	5.0 #96	5.9 #96	10.9 #97
NAVY allowed	4.7 #68	14.5 #137	19.2 #130	3.2 #33	3.5 #12	6.7 #10

Regulation only (overtime is left out). 1H = Q1 + Q2, 2H = Q3 + Q4. #1 scores the most, or allows the fewest. Season to date, not adjusted for opponents.