When do games go over, and when is the cover settled?
Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.
When did they go over?
14 games · 2025 · Western Michigan · pick one to list those games
43% went over. Of the 6 overs, 0% had cashed by halftime and 17% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 29% of games.
All 14 games
2025 · Western Michigan · newest first
| Game | Line | Total | Points by quarter | Over | Cover settled | Final |
|---|---|---|---|---|---|---|
2025 · Postseason |
WMU -3.5 | 47.5 | 27344747 | U | WMU Q1 | 6–41 |
2025 · Week 15 |
WMU -2.5 | 44.5 | 16222936 | U | WMU Q1 | 13–23 |
2025 · Week 14 |
WMU -7 | 49.5 | 7243852 | Q4 | WMU Q2 Late over |
31–21 |
2025 · Week 13 |
WMU -6.5 | 38.5 | 10273454 | Q4 | WMU Q3 | 35–19 |
2025 · Week 12 |
WMU -1.5 | 46.5 | 10101730 | U | WMU Q3 | 13–17 |
2025 · Week 10 |
WMU -5.5 | 43.5 | 7212845 | Q4 | CMU Q1 Late over Lead lost |
21–24 |
2025 · Week 9 |
M-OH -2.5 | 40.5 | 3232643 | Q4 | M-OH Q4 Late cover flip Late over Lead lost |
17–26 |
2025 · Week 7 |
WMU -9.5 | 42.5 | 7212842 | U | WMU Q2 | 0–42 |
2025 · Week 6 |
WMU -12.5 | 45.5 | 3101724 | U | WMU Q4 | 21–3 |
 URI @  WMU2025 · Week 5 |
WMU -8.5 | 44.5 | 10385161 | Q3 | WMU Q2 | 14–47 |
2025 · Week 4 |
TOL -11.5 | 48.5 | 031927 | U | WMU Q1 Lead lost |
13–14 |
2025 · Week 3 |
ILL -27.5 | 50.5 | 3102438 | U | ILL Q4 | 0–38 |
2025 · Week 2 |
UNT -12.5 | 56.5 | 024415463 | OT | WMU Q1 Late over Lead lost |
33–30 |
2025 · Week 1 |
MSU -22.5 | 50.5 | 7212329 | U | WMU Q4 Late cover flip |
6–23 |
KENN
M-OH
EMU
NIU
OHIO
CMU
BALL
MASS
TOL
ILL
UNT
MSUWhen was the cover settled?
From the end of that quarter on, the side covering never changed
Q1 36% 5
Q2 21% 3
Q3 14% 2
Q4 29% 4
OT 0% 0
The team leading at halftime won 64% and covered 71% of 14 games
The team leading after 3 quarters won 77% and covered 77% of 13 games
Going into the 4th quarter
Points the game still needed after 3 quarters, and how often it got there
| Points needed | Games | Went over |
|---|---|---|
| Already over | 1 | 100% 1 |
| 1–3 | 1 | 0% 0 |
| 4–7 | 1 | 100% 1 |
| 11–14 | 1 | 100% 1 |
| 15–17 | 5 | 60% 3 |
| 22+ | 5 | 0% 0 |
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.