When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

14 games · 2025 · Troy · pick one to list those games
36% went over. Of the 5 overs, 0% had cashed by halftime and 40% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 36% of games.

All 14 games

2025 · Troy · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Postseason
JXST -3 47.5 14202330 U JXST Q4 13–17
2025 · Week 15
JMU -24.5 47.5 3313145 U TROY Q1 14–31
2025 · Week 14
USM -6.5 50.5 0172446 U TROY Q1 28–18
2025 · Week 13
TROY -10.5 51.5 0162950 U TROY Q4 19–31
2025 · Week 12
ODU -9.5 53.5 10202633 U ODU Q1 0–33
2025 · Week 10
TROY -7.5 52.5 17202333 U ARST Q1 23–10
2025 · Week 9
TROY -7.5 47.5 14384858 Q3 TROY Q3
Late cover flip
23–35
2025 · Week 8
TROY -5.5 45.5 10254151 Q4 TROY Q1 37–14
2025 · Week 7
TXST -7.5 53.5 3548658289 Q3 TROY Q4
Lead lost
48–41
2025 · Week 6
USA -2.5 46.5 1421384855 Q4 TROY Q1
Late over
24–31
2025 · Week 4
BUFF -6.5 43.5 771438 U TROY Q4
Lead lost
21–17
2025 · Week 3
MEM -4.5 51.5 7282835 U MEM Q1 28–7
2025 · Week 2
CLEM -29.5 51.5 7193643 U TROY Q1 16–27
NICH @ TROY
2025 · Week 1
TROY -16.5 46.5 0172758 Q4 TROY Q4
Late cover flip
20–38

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 57% 8
Q2 0% 0
Q3 7% 1
Q4 36% 5
OT 0% 0
The team leading at halftime won 64% and covered 64% of 14 games
The team leading after 3 quarters won 71% and covered 57% of 14 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over2100% 2
4–71100% 1
8–101100% 1
15–1720% 0
18–211100% 1
22+70% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.