When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

14 games · 2025 · North Texas · pick one to list those games
71% went over. Of the 10 overs, 0% had cashed by halftime and 40% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 21% of games.

All 14 games

2025 · North Texas · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Postseason
UNT -7.5 55.5 27486296 Q3 SDSU Q4
Late cover flip
49–47
2025 · Week 15
UNT -1.5 66.5 14314455 U TULN Q1 21–34
2025 · Week 14
UNT -20.5 65.5 21425977 Q4 UNT Q2 25–52
2025 · Week 13
UNT -18.5 56.5 21426380 Q3 UNT Q3 56–24
2025 · Week 12
UNT -17.5 69.5 21386477 Q4 UNT Q1 53–24
2025 · Week 10
UNT -6.5 68.5 14344848 U UNT Q1 17–31
2025 · Week 9
UNT -25.5 60.5 17344774 Q4 UNT Q4 54–20
2025 · Week 8
UNT -3.5 63.5 24386272 Q4 UNT Q1 17–55
2025 · Week 7
UNT -2.5 68.5 21427799 Q3 USF Q2 63–36
2025 · Week 5
UNT -11.5 63.5 14214258 U UNT Q3
Late cover flip
22–36
2025 · Week 4
UNT -2.5 50.5 2842527683 Q3 UNT OT 45–38
2025 · Week 3
UNT -6.5 58.5 17455569 Q4 UNT Q1 10–59
2025 · Week 2
UNT -12.5 56.5 024415463 OT WMU Q1
Late over Lead lost
33–30
LAM @ UNT
2025 · Week 1
UNT -27.5 62.5 13375151 U UNT Q2 0–51

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 43% 6
Q2 21% 3
Q3 14% 2
Q4 14% 2
OT 7% 1
The team leading at halftime won 92% and covered 92% of 12 games
The team leading after 3 quarters won 93% and covered 93% of 14 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over4100% 4
1–31100% 1
4–73100% 3
11–14250% 1
15–171100% 1
18–2110% 0
22+20% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.