When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

13 games · 2025 · Michigan · pick one to list those games
54% went over. Of the 7 overs, 0% had cashed by halftime and 29% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 23% of games.

All 13 games

2025 · Michigan · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Postseason
TEX -4 50.5 13344468 Q4 TEX Q4 27–41
2025 · Week 14
OSU -10 42.5 9263336 U OSU Q3 27–9
2025 · Week 13
MICH -13.5 46.5 14314865 Q3 MICH Q3 45–20
2025 · Week 12
MICH -10.5 42.5 0133046 Q4 NU Q4
Lead lost
24–22
2025 · Week 10
MICH -22.5 48.5 7212437 U PUR Q1 16–21
2025 · Week 9
MICH -13.5 47.5 10173151 Q4 MSU Q4
Late over
31–20
2025 · Week 8
MICH -4.5 50.5 7142131 U MICH Q3 7–24
2025 · Week 7
USC -2.5 57.5 7212844 U USC Q1 13–31
2025 · Week 6
MICH -17.5 42.5 14172434 U WIS Q1 10–24
2025 · Week 4
MICH -1.5 48.5 10344457 Q4 MICH Q3
Late over
30–27
2025 · Week 3
MICH -27.5 42.5 14385266 Q3 MICH Q2 3–63
2025 · Week 2
OU -3.5 44.5 7143437 U OU Q1 13–24
2025 · Week 1
MICH -34.5 49.5 14344451 Q4 UNM Q1 17–34

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 38% 5
Q2 8% 1
Q3 31% 4
Q4 23% 3
OT 0% 0
The team leading at halftime won 100% and covered 50% of 10 games
The team leading after 3 quarters won 100% and covered 62% of 13 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over2100% 2
4–73100% 3
8–1010% 0
11–14250% 1
15–171100% 1
18–2110% 0
22+30% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.