When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

14 games · 2025 · James Madison · pick one to list those games
50% went over. Of the 7 overs, 14% had cashed by halftime and 43% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 29% of games.

All 14 games

2025 · James Madison · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Postseason
ORE -20.5 47.5 16406885 Q3 JMU Q4
Late cover flip
34–51
2025 · Week 15
JMU -24.5 47.5 3313145 U TROY Q1 14–31
2025 · Week 14
JMU -23.5 53.5 17304169 Q4 JMU Q4 59–10
2025 · Week 13
JMU -15.5 45.5 6273444 U WSU Q1 20–24
2025 · Week 12
JMU -19.5 54.5 7273768 Q4 JMU Q2
Late over
10–58
2025 · Week 11
JMU -13.5 52.5 7334858 Q4 MRSH Q1
Late over
35–23
2025 · Week 10
JMU -7.5 55.5 14486972 Q3 JMU Q1 52–20
2025 · Week 8
JMU -3.5 47.5 34557690 Q2 JMU Q3 27–63
2025 · Week 7
JMU -18.5 45.5 0212838 U UL Q1 14–24
2025 · Week 6
JMU -18.5 52.5 771421 U GAST Q1 14–7
2025 · Week 5
JMU -16.5 54.5 7244545 U JMU Q2 10–35
2025 · Week 4
JMU -7.5 46.5 6203044 U JMU Q4 31–13
2025 · Week 2
LOU -15.5 56.5 7132842 U JMU Q1 14–28
WEB @ JMU
2025 · Week 1
JMU -27.5 54.5 14354155 Q4 JMU Q4
Late over
10–45

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 50% 7
Q2 14% 2
Q3 7% 1
Q4 29% 4
OT 0% 0
The team leading at halftime won 69% and covered 77% of 13 games
The team leading after 3 quarters won 100% and covered 70% of 10 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over3100% 3
4–71100% 1
8–1010% 0
11–14367% 2
15–1720% 0
18–21250% 1
22+20% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.