When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. NFL games from the past four seasons with quarter scores and a closing line.

When did they go over?

874 games · 2023–2026 · pick one to list those games
52% went over. Of the 450 overs, 3% had cashed by halftime and 25% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 21% of games.

Went over in Q3, leader lost the game in the last 5 minutes: 13 games

2023–2026 · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 17
SF -4.5 51.5 28496380 Q3 CHI Q4
Lead lost
38–42
2025 · Week 10
HOU -2.5 38.5 10303965 Q3 HOU Q4
Late cover flip Lead lost
29–36
2025 · Week 8
CIN -5.5 43.5 10374777 Q3 NYJ Q4
Late cover flip Lead lost
39–38
2025 · Week 3
PHI -3.5 45.5 17264759 Q3 PHI Q4
Late cover flip Lead lost
26–33
2025 · Week 2
DEN -1.5 43.5 13415157 Q3 IND Q4
Late cover flip Lead lost
28–29
2025 · Week 1
BAL -1.5 51.5 10335381 Q3 BUF Q4
Late cover flip Lead lost
40–41
2025 · Week 1
PIT -2.5 38.5 16364366 Q3 NYJ Q1
Lead lost
34–32
2024 · Week 18
SEA -7.5 38.5 10304055 Q3 LAR Q4
Lead lost
30–25
2024 · Week 13
DEN -6.5 41.5 14385673 Q3 DEN Q4
Late cover flip Lead lost
32–41
2024 · Week 10
WSH -1.5 45.5 14314855 Q3 PIT Q4
Late cover flip Lead lost
28–27
2024 · Week 5
ATL -2.5 43.5 1741476066 Q3 ATL OT
Late cover flip Lead lost
30–36
2023 · Week 13
DAL -9.5 47.5 17415576 Q3 SEA Q1
Lead lost
35–41
2023 · Week 10
BAL -6 39 20264164 Q3 CLE Q4
Lead lost
33–31

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 49% 431
Q2 17% 152
Q3 11% 97
Q4 19% 168
OT 2% 15
Push 1% 11
The team leading at halftime won 77% and covered 71% of 816 games
The team leading after 3 quarters won 83% and covered 76% of 833 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over111100% 111
1–34495% 42
4–710287% 89
8–1010164% 65
11–1411760% 70
15–1710833% 36
18–2112119% 23
22+1708% 14
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.