When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. NFL games from the past four seasons with quarter scores and a closing line.

When did they go over?

13 games · 2025 · Week 13 · pick one to list those games
38% went over. Of the 5 overs, 0% had cashed by halftime and 20% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 15% of games.

All 13 games

2025 · Week 13 · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 13
NE -7 46.5 17373748 Q4 NE Q1
Late over
15–33
2025 · Week 13
DEN -6.5 43.5 320344053 OT WSH Q1
Late over
27–26
2025 · Week 13
BUF -3 44.5 0102333 U BUF Q3 26–7
2025 · Week 13
LAC -9.5 40.5 7142845 Q4 LAC Q3
Late over
14–31
2025 · Week 13
SEA -12.5 42.5 0131926 U SEA Q2 0–26
2025 · Week 13
SF -5.5 35.5 7182534 U SF Q3 26–8
2025 · Week 13
JAX -6 42.5 10212828 U JAX Q2 25–3
2025 · Week 13
IND -3.5 43.5 3162636 U HOU Q1 20–16
2025 · Week 13
ATL -3 38.5 0143151 Q4 NYJ Q4
Late cover flip Lead lost
24–27
2025 · Week 13
TB -4.5 45.5 0132737 U ARI Q4
Late cover flip
17–20
2025 · Week 13
LAR -10 44.5 21384559 Q3 CAR Q1 28–31
2025 · Week 13
PHI -7 43.5 7131939 U CHI Q1 24–15
2025 · Week 13
BAL -7 52.5 10194046 U CIN Q1 32–14

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 46% 6
Q2 15% 2
Q3 23% 3
Q4 15% 2
OT 0% 0
The team leading at halftime won 82% and covered 64% of 11 games
The team leading after 3 quarters won 92% and covered 75% of 12 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over1100% 1
8–103100% 3
11–14333% 1
15–1710% 0
18–2120% 0
22+30% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.