When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

12 games · 2025 · Stanford · pick one to list those games
50% went over. Of the 6 overs, 0% had cashed by halftime and 33% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 25% of games.

All 12 games

2025 · Stanford · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 14
ND -32.5 49.5 14384869 Q4 STAN Q4
Late cover flip
49–20
2025 · Week 13
CAL -4.5 47.5 3242741 U STAN Q1 10–31
2025 · Week 11
UNC -8.5 41.5 361335 U STAN Q1
Late cover flip
15–20
2025 · Week 10
PITT -13.5 52.5 17344855 Q4 PITT Q3
Late over
35–20
2025 · Week 9
MIA -28.5 45.5 7143549 Q4 MIA Q4
Late cover flip Late over
7–42
2025 · Week 8
FSU -17.5 55.5 3233033 U STAN Q1 13–20
2025 · Week 7
SMU -19.5 55.5 7243444 U SMU Q4 10–34
2025 · Week 5
STAN -3.5 49.5 17343459 Q4 SJSU Q1
Lead lost
29–30
2025 · Week 4
UVA -16.5 49.5 28425868 Q3 UVA Q3 20–48
2025 · Week 3
BC -13.5 46.5 6404750 Q3 STAN Q1 20–30
2025 · Week 2
BYU -20.5 43.5 6142430 U BYU Q3 3–27
2025 · Week 1
HAW -1.5 50.5 17273043 U HAW Q3
Late cover flip Lead lost
20–23

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 42% 5
Q2 0% 0
Q3 33% 4
Q4 25% 3
OT 0% 0
The team leading at halftime won 89% and covered 89% of 9 games
The team leading after 3 quarters won 92% and covered 83% of 12 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over2100% 2
1–31100% 1
4–71100% 1
11–141100% 1
15–171100% 1
18–2130% 0
22+30% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.