When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

13 games · 2025 · Southern Miss · pick one to list those games
46% went over. Of the 6 overs, 0% had cashed by halftime and 17% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 15% of games.

All 13 games

2025 · Southern Miss · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Postseason
USM -2.5 59.5 10192943 U WKU Q4 27–16
2025 · Week 14
USM -6.5 50.5 0172446 U TROY Q1 28–18
2025 · Week 13
USM -2.5 53.5 7284977 Q4 USA Q1 35–42
2025 · Week 12
USM -3.5 65.5 10273455 U TXST Q1 41–14
2025 · Week 11
USM -6.5 54.5 17242748 U ARST Q4
Late cover flip
27–21
2025 · Week 9
USM -13.5 48.5 14354970 Q3 USM Q3 21–49
2025 · Week 8
USM -4.5 54.5 7203032 U USM Q2 22–10
2025 · Week 7
USM -2.5 60.5 14355673 Q4 USM Q2 38–35
2025 · Week 5
USM -5.5 55.5 17244667 Q4 USM Q1
Late over
25–42
2025 · Week 4
LT -3.5 50.5 27404350 U LT Q1 20–30
2025 · Week 3
APP -2.5 56.5 14243860 Q4 USM Q1
Late over
22–38
JKST @ USM
2025 · Week 2
USM -13.5 52.5 17273458 Q4 USM Q3 20–38
2025 · Week 1
MSST -15.5 59.5 13234451 U MSST Q3 34–17

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 46% 6
Q2 15% 2
Q3 23% 3
Q4 15% 2
OT 0% 0
The team leading at halftime won 92% and covered 85% of 13 games
The team leading after 3 quarters won 92% and covered 85% of 13 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over1100% 1
4–72100% 2
8–10250% 1
15–1710% 0
18–212100% 2
22+50% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.