When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

13 games · 2025 · SMU · pick one to list those games
31% went over. Of the 4 overs, 0% had cashed by halftime and 0% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 23% of games.

All 13 games

2025 · SMU · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Postseason
SMU -2.5 55.5 14243043 U SMU Q1 19–24
2025 · Week 14
SMU -13.5 52.5 10243873 Q4 CAL Q1 35–38
2025 · Week 13
SMU -3.5 50.5 10273044 U SMU Q1 6–38
2025 · Week 11
SMU -10.5 54.5 10233758 Q4 SMU Q2 45–13
2025 · Week 10
MIA -6.5 46.5 717344046 U SMU Q2
Lead lost
20–26
2025 · Week 9
SMU -5.5 52.5 3162225 U WAKE Q1
Lead lost
12–13
2025 · Week 8
CLEM -5.5 49.5 7234059 Q4 SMU Q1 35–24
2025 · Week 7
SMU -19.5 55.5 7243444 U SMU Q4 10–34
2025 · Week 6
SMU -17.5 56.5 3272749 U SYR Q4 18–31
2025 · Week 4
TCU -6.5 63.5 10243859 U TCU Q4 24–35
2025 · Week 3
SMU -28.5 59.5 10243138 U MOST Q1 28–10
2025 · Week 2
SMU -2.5 65.5 1045487693 Q4 BAY Q3
Late cover flip Lead lost
48–45
ETAM @ SMU
2025 · Week 1
SMU -50.5 64.5 14243155 U ETAM Q1 13–42

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 54% 7
Q2 15% 2
Q3 8% 1
Q4 23% 3
OT 0% 0
The team leading at halftime won 85% and covered 62% of 13 games
The team leading after 3 quarters won 91% and covered 64% of 11 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
8–101100% 1
11–1410% 0
15–171100% 1
18–21367% 2
22+70% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.