When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

12 games · 2025 · Sam Houston · pick one to list those games
58% went over. Of the 7 overs, 0% had cashed by halftime and 29% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 17% of games.

All 12 games

2025 · Sam Houston · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 14
FIU -10.5 50.5 29385272 Q3 FIU Q1 56–16
2025 · Week 13
MTSU -6.5 53.5 10202748 U MTSU Q3 17–31
2025 · Week 12
DEL -13.5 56.5 7203349 U SHSU Q1 23–26
2025 · Week 11
ORST -21.5 52.5 10243138 U SHSU Q1 21–17
2025 · Week 10
LT -16.5 48.5 14275569 Q3 LT Q2 14–55
2025 · Week 8
UTEP -3.5 47.5 14243852 Q4 UTEP Q2 35–17
2025 · Week 7
JXST -7.5 52.5 7313856 Q4 SHSU Q1
Late over
29–27
2025 · Week 6
SHSU -1.5 53.5 0132347 U NMSU Q1 10–37
2025 · Week 4
TEX -39.5 51.5 14314855 Q4 TEX Q3 0–55
2025 · Week 2
HAW -7.5 48.5 10233357 Q4 HAW Q4
Late cover flip Late over
20–37
2025 · Week 1
UNLV -8.5 60.5 21313859 U UNLV Q2 38–21
2025 · Week 1
WKU -10.5 60.5 10305865 Q4 WKU Q4 24–41

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 42% 5
Q2 25% 3
Q3 17% 2
Q4 17% 2
OT 0% 0
The team leading at halftime won 90% and covered 80% of 10 games
The team leading after 3 quarters won 83% and covered 92% of 12 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over2100% 2
1–31100% 1
4–71100% 1
8–101100% 1
15–172100% 2
22+50% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.