When do games go over, and when is the cover settled?
Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.
When did they go over?
13 games · 2025 · Penn State · pick one to list those games
69% went over. Of the 9 overs, 0% had cashed by halftime and 22% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 15% of games.
All 13 games
2025 · Penn State · newest first
| Game | Line | Total | Points by quarter | Over | Cover settled | Final |
|---|---|---|---|---|---|---|
2025 · Postseason |
CLEM -2.5 | 47.5 | 39932 | U | PSU Q1 | 22–10 |
2025 · Week 14 |
PSU -14 | 55.5 | 28456176 | Q3 | RUTG Q1 | 40–36 |
2025 · Week 13 |
PSU -7.5 | 45.5 | 7264047 | Q4 | PSU Q2 | 10–37 |
2025 · Week 12 |
PSU -6.5 | 49.5 | 14242438 | U | PSU Q4 Late cover flip |
28–10 |
2025 · Week 11 |
IU -13.5 | 50.5 | 7243051 | Q4 | PSU Q1 Late over Lead lost |
27–24 |
2025 · Week 10 |
OSU -17.5 | 45.5 | 7314552 | Q4 | OSU Q4 | 14–38 |
2025 · Week 8 |
IOWA -3.5 | 41.5 | 10243749 | Q4 | PSU Q1 Late over Lead lost |
24–25 |
2025 · Week 7 |
PSU -20.5 | 46.5 | 3272743 | U | NU Q1 Lead lost |
22–21 |
2025 · Week 6 |
PSU -24.5 | 47.5 | 17345579 | Q3 | UCLA Q1 | 37–42 |
2025 · Week 5 |
PSU -4.5 | 52.5 | 06133454 | OT | ORE Q1 Late over |
30–24 |
 VILL @  PSU2025 · Week 3 |
PSU -47.5 | 56.5 | 7213158 | Q4 | VILL Q1 Late cover flip Late over |
6–52 |
2025 · Week 2 |
PSU -41.5 | 53.5 | 7102034 | U | FIU Q1 | 0–34 |
2025 · Week 1 |
PSU -43.5 | 54.5 | 10304257 | Q4 | NEV Q1 Late over |
11–46 |
CLEM
RUTG
NEB
MSU
IU
OSU
IOWA
NU
UCLA
ORE
FIU
NEVWhen was the cover settled?
From the end of that quarter on, the side covering never changed
Q1 77% 10
Q2 8% 1
Q3 0% 0
Q4 15% 2
OT 0% 0
The team leading at halftime won 83% and covered 50% of 12 games
The team leading after 3 quarters won 85% and covered 54% of 13 games
Going into the 4th quarter
Points the game still needed after 3 quarters, and how often it got there
| Points needed | Games | Went over |
|---|---|---|
| Already over | 2 | 100% 2 |
| 1–3 | 1 | 100% 1 |
| 4–7 | 2 | 100% 2 |
| 11–14 | 1 | 100% 1 |
| 18–21 | 2 | 50% 1 |
| 22+ | 5 | 40% 2 |
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.