When do games go over, and when is the cover settled?
Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.
When did they go over?
13 games · 2025 · Navy · pick one to list those games
62% went over. Of the 8 overs, 0% had cashed by halftime and 0% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 8% of games.
All 13 games
2025 · Navy · newest first
| Game | Line | Total | Points by quarter | Over | Cover settled | Final |
|---|---|---|---|---|---|---|
2025 · Postseason |
NAVY -7.5 | 57.5 | 7212848 | U | NAVY Q3 | 35–13 |
2025 · Week 16 |
NAVY -6 | 37.5 | 7202633 | U | ARMY Q2 | 16–17 |
2025 · Week 14 |
MEM -4 | 57.5 | 3313845 | U | NAVY Q1 | 28–17 |
2025 · Week 12 |
USF -8.5 | 62.5 | 17334079 | Q4 | NAVY Q1 | 38–41 |
2025 · Week 11 |
ND -30.5 | 54.5 | 7315259 | Q4 | ND Q3 | 10–49 |
2025 · Week 10 |
UNT -6.5 | 68.5 | 14344848 | U | UNT Q1 | 17–31 |
2025 · Week 9 |
NAVY -14.5 | 63.5 | 24343474 | Q4 | FAU Q1 Late cover flip Late over |
32–42 |
2025 · Week 7 |
NAVY -10.5 | 52.5 | 14244563 | Q4 | TEM Q1 Late over |
32–31 |
2025 · Week 6 |
NAVY -13.5 | 51.5 | 10274165 | Q4 | AFA Q1 | 31–34 |
2025 · Week 5 |
NAVY -14.5 | 45.5 | 7141734 | U | RICE Q1 | 13–21 |
2025 · Week 3 |
NAVY -13.5 | 53.5 | 21385265 | Q4 | NAVY Q3 | 42–23 |
2025 · Week 2 |
NAVY -22.5 | 58.5 | 21485562 | Q4 | UAB Q1 | 24–38 |
 VMI @  NAVY2025 · Week 1 |
NAVY -42.5 | 54.5 | 7284559 | Q4 | NAVY Q4 Late cover flip Late over |
7–52 |
CIN
ARMY
MEM
USF
ND
UNT
FAU
TEM
AFA
RICE
TLSA
UABWhen was the cover settled?
From the end of that quarter on, the side covering never changed
Q1 62% 8
Q2 8% 1
Q3 23% 3
Q4 8% 1
OT 0% 0
The team leading at halftime won 75% and covered 67% of 12 games
The team leading after 3 quarters won 85% and covered 69% of 13 games
Going into the 4th quarter
Points the game still needed after 3 quarters, and how often it got there
| Points needed | Games | Went over |
|---|---|---|
| 1–3 | 2 | 100% 2 |
| 4–7 | 1 | 100% 1 |
| 8–10 | 2 | 100% 2 |
| 11–14 | 2 | 50% 1 |
| 18–21 | 2 | 0% 0 |
| 22+ | 4 | 50% 2 |
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.