When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

13 games · 2025 · Missouri State · pick one to list those games
38% went over. Of the 5 overs, 0% had cashed by halftime and 20% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 31% of games.

All 13 games

2025 · Missouri State · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Postseason
ARST -1.5 55.5 21313862 Q4 ARST Q1
Late over
28–34
2025 · Week 14
MOST -2.5 45.5 7243872 Q4 LT Q1 42–30
2025 · Week 13
KENN -6.5 54.5 17275475 Q4 KENN Q4
Late cover flip
34–41
2025 · Week 12
MOST -7.5 48.5 10314862 Q4 MOST Q4
Late cover flip
24–38
2025 · Week 11
LIB -7.5 51.5 7101738 U MOST Q3
Lead lost
21–17
2025 · Week 10
MOST -3.5 50.5 14283549 U MOST Q3 21–28
2025 · Week 9
MOST -2.5 51.5 714243441 U MOST OT 24–17
2025 · Week 7
MOST -2.5 52.5 3293242 U MTSU Q4
Lead lost
22–20
2025 · Week 5
WKU -3.5 59.5 0194049 U WKU Q3 27–22
UTM @ MOST
2025 · Week 4
MOST -14.5 54.5 21354252 U MOST Q1 10–42
2025 · Week 3
SMU -28.5 59.5 10243138 U MOST Q1 28–10
2025 · Week 2
MRSH -7.5 53.5 0243441 U MOST Q3
Lead lost
21–20
2025 · Week 1
USC -36.5 60.5 17526986 Q3 USC Q3 13–73

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 31% 4
Q2 0% 0
Q3 38% 5
Q4 23% 3
OT 8% 1
The team leading at halftime won 82% and covered 64% of 11 games
The team leading after 3 quarters won 82% and covered 64% of 11 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over1100% 1
1–32100% 2
8–101100% 1
11–1410% 0
15–1710% 0
18–21425% 1
22+30% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.