When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

13 games · 2025 · Louisiana · pick one to list those games
62% went over. Of the 8 overs, 13% had cashed by halftime and 50% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 23% of games.

All 13 games

2025 · Louisiana · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Postseason
UL -1.5 60.5 7132633 U DEL Q1 13–20
2025 · Week 14
UL -10.5 47.5 2730305457 Q4 ULM Q1
Lead lost
27–30
2025 · Week 13
ARST -2.5 54.5 17515864 Q3 UL Q3 34–30
2025 · Week 11
TXST -3.5 63.5 17525581 Q4 UL Q1 39–42
2025 · Week 10
USA -3.5 52.5 10314553 Q4 UL Q1 31–22
2025 · Week 9
TROY -7.5 47.5 14384858 Q3 TROY Q3
Late cover flip
23–35
2025 · Week 8
USM -4.5 54.5 7203032 U USM Q2 22–10
2025 · Week 7
JMU -18.5 45.5 0212838 U UL Q1 14–24
2025 · Week 5
MRSH -1.5 48.5 6345482105 Q3 UL Q4
Late cover flip Lead lost
51–54
2025 · Week 4
UL -1.5 51.5 14384565 Q4 EMU Q4 31–34
2025 · Week 3
MIZ -27.5 46.5 14485562 Q2 MIZ Q2 10–52
MCN @ UL
2025 · Week 2
UL -19.5 49.5 14242744 U UL Q4
Late cover flip
10–34
2025 · Week 1
UL -9.5 48.5 3202626 U RICE Q1 14–12

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 46% 6
Q2 15% 2
Q3 15% 2
Q4 23% 3
OT 0% 0
The team leading at halftime won 83% and covered 83% of 12 games
The team leading after 3 quarters won 83% and covered 75% of 12 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over4100% 4
4–71100% 1
8–102100% 2
18–21250% 1
22+40% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.