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College game flow: when games go over and when the cover is settled

When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

Florida International ✕

When did they go over?

13 games · 2025 · Florida International · pick one to list those games
Went overAll games13100%By halftime00%In Q3323%In Q4431%In OT00%Stayed under646%
Last 5 minutesCover changed hands00%Over cashed00%Leader lost the game00%
54% went over. Of the 7 overs, 0% had cashed by halftime and 43% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 8% of games.

All 13 games

2025 · Florida International · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Postseason
 UTSA -7.5 63.5 28456077 Q4 UTSA Q2 20–57
2025 · Week 14
 FIU -10.5 50.5 29385272 Q3 FIU Q1 56–16
2025 · Week 13
 FIU -2.5 56.5 14213848 U FIU Q4 21–27
2025 · Week 12
 LIB -4.5 53.5 1438455461 Q4 FIU Q1 27–34
2025 · Week 11
 MTSU -1.5 50.5 7385886 Q3 FIU Q2 56–30
2025 · Week 10
 MOST -3.5 50.5 14283549 U MOST Q3 21–28
2025 · Week 9
 KENN -2.5 49.5 21384871 Q4 KENN Q1 45–26
2025 · Week 8
 WKU -9.5 55.5 9253131 U FIU Q1 25–6
2025 · Week 6
 CONN -6.5 51.5 14304761 Q4 CONN Q1 10–51
2025 · Week 4
 FIU -5.5 54.5 10314154 U DEL Q1 38–16
2025 · Week 3
 FIU -1.5 56.5 14385966 Q3 FIU Q3 28–38
2025 · Week 2
 PSU -41.5 53.5 7102034 U FIU Q1 0–34
BCU @ FIU
2025 · Week 1
 FIU -26.5 54.5 10344151 U FIU Q3 9–42
Final score is away–home. Points by quarter are combined points at the end of each quarter; the highlighted one is when the over cashed.

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 54% 7
Q2 15% 2
Q3 23% 3
Q4 8% 1
OT 0% 0
The team leading at halftime won 75% and covered 67% of 12 games
The team leading after 3 quarters won 92% and covered 85% of 13 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over3100% 3
1–31100% 1
4–72100% 2
8–101100% 1
11–1420% 0
15–1710% 0
18–2110% 0
22+20% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.