When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

13 games · 2025 · Central Michigan · pick one to list those games
54% went over. Of the 7 overs, 0% had cashed by halftime and 43% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 15% of games.

All 13 games

2025 · Central Michigan · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Postseason
NU -13.5 43.5 0213441 U NU Q2 7–34
2025 · Week 14
TOL -10.5 46.5 031024 U TOL Q4 21–3
2025 · Week 13
CMU -7.5 50.5 7171744 U CMU Q2
Late cover flip
28–16
2025 · Week 12
CMU -2.5 44.5 10243757 Q4 CMU Q1 19–38
2025 · Week 10
WMU -5.5 43.5 7212845 Q4 CMU Q1
Late over Lead lost
21–24
2025 · Week 9
CMU -17.5 46.5 28345151 Q3 CMU Q3 13–38
2025 · Week 8
BGSU -3.5 44.5 3233333 U CMU Q1 27–6
2025 · Week 6
CMU -6.5 47.5 3244150 Q4 AKR Q1
Late over
22–28
2025 · Week 5
CMU -3.5 55.5 17273437 U CMU Q1 13–24
WAG @ CMU
2025 · Week 4
CMU -30.5 46.5 14385259 Q3 CMU Q2 10–49
2025 · Week 3
MICH -27.5 42.5 14385266 Q3 MICH Q2 3–63
2025 · Week 2
PITT -21.5 48.5 7344862 Q4 PITT Q4
Late cover flip
17–45
2025 · Week 1
SJSU -14.5 51.5 10202730 U CMU Q1
Lead lost
16–14

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 46% 6
Q2 31% 4
Q3 8% 1
Q4 15% 2
OT 0% 0
The team leading at halftime won 85% and covered 92% of 13 games
The team leading after 3 quarters won 92% and covered 92% of 12 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over3100% 3
1–31100% 1
4–71100% 1
8–10250% 1
11–1410% 0
15–171100% 1
22+40% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.