When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

12 games · 2025 · UL Monroe · pick one to list those games
50% went over. Of the 6 overs, 0% had cashed by halftime and 50% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 0% of games.

All 12 games

2025 · UL Monroe · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 14
UL -10.5 47.5 2730305457 Q4 ULM Q1
Lead lost
27–30
2025 · Week 13
TXST -20.5 60.5 032445 U ULM Q1 14–31
2025 · Week 12
USA -4.5 50.5 14213440 U USA Q3 26–14
2025 · Week 10
ODU -16.5 55.5 17242437 U ODU Q1 31–6
2025 · Week 9
USM -13.5 48.5 14354970 Q3 USM Q3 21–49
2025 · Week 8
TROY -5.5 45.5 10254151 Q4 TROY Q1 37–14
2025 · Week 7
ULM -2.5 45.5 6163131 U CCU Q1 8–23
2025 · Week 6
NU -13.5 43.5 14254649 Q3 NU Q3 7–42
2025 · Week 5
ULM -1.5 55.5 10243444 U ULM Q2 16–28
2025 · Week 4
UTEP -5.5 46.5 21314156 Q4 ULM Q1 31–25
2025 · Week 2
ALA -34.5 50.5 21425273 Q3 ALA Q2 0–73
SFPA @ ULM
2025 · Week 1
ULM -30.5 47.5 7101729 U SFPA Q1 0–29

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 58% 7
Q2 17% 2
Q3 25% 3
Q4 0% 0
OT 0% 0
The team leading at halftime won 92% and covered 67% of 12 games
The team leading after 3 quarters won 100% and covered 75% of 12 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over3100% 3
4–72100% 2
15–1720% 0
18–211100% 1
22+40% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.