When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

12 games · 2025 · UAB · pick one to list those games
42% went over. Of the 5 overs, 0% had cashed by halftime and 60% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 8% of games.

All 12 games

2025 · UAB · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 14
TLSA -9.5 56.5 10273455 U UAB Q1 31–24
2025 · Week 13
USF -22.5 68.5 17274466 U USF Q3 48–18
2025 · Week 12
UNT -17.5 69.5 21386477 Q4 UNT Q1 53–24
2025 · Week 11
RICE -1.5 51.5 14314141 U RICE Q3 17–24
2025 · Week 10
CONN -10.5 61.5 7244457 U CONN Q2 19–38
2025 · Week 8
MEM -23.5 59.5 14314155 U UAB Q1 24–31
2025 · Week 7
FAU -5.5 65.5 21498086 Q3 FAU Q1 33–53
2025 · Week 6
ARMY -6.5 55.5 0172444 U ARMY Q3 31–13
2025 · Week 4
TENN -38.5 68.5 21497380 Q3 UAB Q4
Late cover flip
24–56
2025 · Week 3
UAB -13.5 59.5 31515159 U AKR Q1 28–31
2025 · Week 2
NAVY -22.5 58.5 21485562 Q4 UAB Q1 24–38
ALST @ UAB
2025 · Week 1
UAB -21.5 53.5 17386694 Q3 ALST Q1 42–52

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 58% 7
Q2 8% 1
Q3 25% 3
Q4 8% 1
OT 0% 0
The team leading at halftime won 73% and covered 64% of 11 games
The team leading after 3 quarters won 100% and covered 64% of 11 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over3100% 3
4–72100% 2
8–1010% 0
11–1410% 0
18–2120% 0
22+30% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.