When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

12 games · 2025 · Temple · pick one to list those games
67% went over. Of the 8 overs, 0% had cashed by halftime and 25% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 8% of games.

All 12 games

2025 · Temple · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 14
UNT -20.5 65.5 21425977 Q4 UNT Q2 25–52
2025 · Week 13
TULN -7.5 54.5 17273350 U TULN Q2 37–13
2025 · Week 11
ARMY -7.5 45.5 0172727 U TEM Q1 13–14
2025 · Week 10
ECU -5.5 58.5 21425659 Q4 ECU Q1 45–14
2025 · Week 9
TEM -3.5 52.5 1031526275 Q4 TLSA Q4
Late cover flip
38–37
2025 · Week 8
TEM -9.5 46.5 14355663 Q3 TEM Q2 49–14
2025 · Week 7
NAVY -10.5 52.5 14244563 Q4 TEM Q1
Late over
32–31
2025 · Week 6
UTSA -6.5 57.5 10174548 U TEM Q3 21–27
2025 · Week 4
GT -24.5 52.5 21284969 Q4 TEM Q1
Late cover flip
24–45
2025 · Week 3
OU -24.5 51.5 11314545 U OU Q2 42–3
HOW @ TEM
2025 · Week 2
TEM -27.5 45.5 21385262 Q3 TEM Q3 7–55
2025 · Week 1
TEM -2.5 48.5 17383852 Q4 TEM Q2 42–10

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 33% 4
Q2 42% 5
Q3 17% 2
Q4 8% 1
OT 0% 0
The team leading at halftime won 67% and covered 83% of 12 games
The team leading after 3 quarters won 92% and covered 75% of 12 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over2100% 2
1–32100% 2
4–7367% 2
8–101100% 1
11–14250% 1
18–2110% 0
22+10% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.