When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

12 games · 2025 · Rutgers · pick one to list those games
58% went over. Of the 7 overs, 0% had cashed by halftime and 57% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 42% of games.

All 12 games

2025 · Rutgers · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 14
PSU -14 55.5 28456176 Q3 RUTG Q1 40–36
2025 · Week 13
OSU -28.5 54.5 7173151 U OSU Q4
Late cover flip
9–42
2025 · Week 11
RUTG -1.5 56.5 7384555 U RUTG Q2 20–35
2025 · Week 10
ILL -12.5 63.5 7274148 U ILL Q2 13–35
2025 · Week 9
PUR -2.5 60.5 10173151 U RUTG Q4 27–24
2025 · Week 8
ORE -18.5 61.5 17455966 Q4 ORE Q2 56–10
2025 · Week 7
WASH -9.5 62.5 10235057 U WASH Q3 19–38
2025 · Week 5
MINN -3.5 51.5 7354559 Q4 RUTG Q1
Lead lost
28–31
2025 · Week 4
IOWA -2.5 46.5 28424266 Q4 IOWA Q4 38–28
NORF @ RUTG
2025 · Week 3
RUTG -45.5 55.5 13295670 Q3 RUTG Q4
Late cover flip
10–60
2025 · Week 2
RUTG -15.5 45.5 14344862 Q3 RUTG Q4 17–45
2025 · Week 1
RUTG -15.5 53.5 14486265 Q3 OHIO Q1 31–34

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 25% 3
Q2 25% 3
Q3 8% 1
Q4 42% 5
OT 0% 0
The team leading at halftime won 73% and covered 64% of 11 games
The team leading after 3 quarters won 90% and covered 70% of 10 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over4100% 4
1–31100% 1
4–72100% 2
11–1420% 0
22+30% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.