When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

12 games · 2025 · Michigan State · pick one to list those games
58% went over. Of the 7 overs, 0% had cashed by halftime and 29% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 33% of games.

All 12 games

2025 · Michigan State · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 14
MSU -4 49.5 7315966 Q3 MSU Q4
Late cover flip
28–38
2025 · Week 13
IOWA -17.5 43.5 7102437 U MSU Q1
Lead lost
17–20
2025 · Week 12
PSU -6.5 49.5 14242438 U PSU Q4
Late cover flip
28–10
2025 · Week 10
MINN -5.5 44.5 710173443 U MSU Q3 20–23
2025 · Week 9
MICH -13.5 47.5 10173151 Q4 MSU Q4
Late over
31–20
2025 · Week 8
IU -26.5 49.5 10314551 Q4 MSU Q1
Late over
13–38
2025 · Week 7
MSU -6.5 51.5 17314551 U UCLA Q1 38–13
2025 · Week 6
NEB -12.5 49.5 14214265 Q4 MSU Q2 27–38
2025 · Week 4
USC -18.5 55.5 17345576 Q4 MSU Q1 31–45
YSU @ MSU
2025 · Week 3
MSU -27.5 56.5 10274865 Q4 YSU Q1
Late over
24–41
2025 · Week 2
MSU -3.5 45.5 735485482 Q3 BC Q2 40–42
2025 · Week 1
MSU -22.5 50.5 7212329 U WMU Q4
Late cover flip
6–23

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 42% 5
Q2 17% 2
Q3 8% 1
Q4 33% 4
OT 0% 0
The team leading at halftime won 92% and covered 33% of 12 games
The team leading after 3 quarters won 90% and covered 40% of 10 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over2100% 2
1–31100% 1
4–7250% 1
8–102100% 2
15–171100% 1
18–2110% 0
22+30% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.