When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

13 games · 2025 · Memphis · pick one to list those games
46% went over. Of the 6 overs, 0% had cashed by halftime and 17% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 31% of games.

All 13 games

2025 · Memphis · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Postseason
NCSU -3.5 56.5 14383838 U NCSU Q1 7–31
2025 · Week 14
MEM -4 57.5 3313845 U NAVY Q1 28–17
2025 · Week 12
ECU -2.5 57.5 7274858 Q4 ECU Q4
Late cover flip Late over
27–31
2025 · Week 11
MEM -3.5 53.5 21525570 Q3 TULN Q1 38–32
2025 · Week 10
MEM -13.5 48.5 14384552 Q4 MEM Q1
Late over
38–14
2025 · Week 9
USF -3.5 58.5 21384865 Q4 MEM Q4
Late cover flip Late over Lead lost
31–34
2025 · Week 8
MEM -23.5 59.5 14314155 U UAB Q1 24–31
2025 · Week 6
MEM -21.5 52.5 7354552 U MEM Q3 7–45
2025 · Week 5
MEM -13.5 62.5 17334381 Q4 MEM Q4
Late cover flip
55–26
2025 · Week 4
ARK -7.5 59.5 17455763 Q4 MEM Q3
Late over Lead lost
31–32
2025 · Week 3
MEM -4.5 51.5 7282835 U MEM Q1 28–7
2025 · Week 2
MEM -15.5 57.5 16334754 U MEM Q4
Late cover flip
38–16
UTC @ MEM
2025 · Week 1
MEM -30.5 55.5 14314155 U MEM Q3
Late cover flip
10–45

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 46% 6
Q2 0% 0
Q3 23% 3
Q4 31% 4
OT 0% 0
The team leading at halftime won 69% and covered 69% of 13 games
The team leading after 3 quarters won 83% and covered 83% of 12 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over1100% 1
1–31100% 1
4–71100% 1
8–10250% 1
11–14250% 1
15–1710% 0
18–21425% 1
22+10% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.