When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

12 games · 2025 · Massachusetts · pick one to list those games
75% went over. Of the 9 overs, 0% had cashed by halftime and 44% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 17% of games.

All 12 games

2025 · Massachusetts · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 14
BGSU -14 44.5 14424959 Q3 BGSU Q3 45–14
2025 · Week 13
OHIO -34.5 53.5 14284256 Q4 MASS Q1
Late over
14–42
2025 · Week 12
NIU -8.5 43.5 10314548 Q3 NIU Q1 45–3
2025 · Week 11
AKR -12.5 51.5 24374754 Q4 AKR Q2 10–44
2025 · Week 9
CMU -17.5 46.5 28345151 Q3 CMU Q3 13–38
2025 · Week 8
BUFF -16.5 47.5 3244149 Q4 MASS Q1
Late over Lead lost
28–21
2025 · Week 7
KENT -1.5 49.5 14274848 U KENT Q1 6–42
2025 · Week 6
WMU -12.5 45.5 3101724 U WMU Q4 21–3
2025 · Week 5
MIZ -44.5 56.5 20274148 U MASS Q1 6–42
2025 · Week 3
IOWA -35.5 44.5 20374754 Q3 IOWA Q4 7–47
BRY @ MASS
2025 · Week 2
MASS -16.5 52.5 6304753 Q4 BRY Q1
Late over
27–26
2025 · Week 1
TEM -2.5 48.5 17383852 Q4 TEM Q2 42–10

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 50% 6
Q2 17% 2
Q3 17% 2
Q4 17% 2
OT 0% 0
The team leading at halftime won 83% and covered 75% of 12 games
The team leading after 3 quarters won 92% and covered 83% of 12 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over4100% 4
1–310% 0
4–73100% 3
11–142100% 2
15–1710% 0
22+10% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.