When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

12 games · 2025 · Marshall · pick one to list those games
58% went over. Of the 7 overs, 0% had cashed by halftime and 43% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 25% of games.

All 12 games

2025 · Marshall · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 14
MRSH -10.5 62.5 17203643 U GASO Q1 24–19
2025 · Week 13
MRSH -3.5 57.5 10374750 U APP Q3
Lead lost
24–26
2025 · Week 12
MRSH -9.5 59.5 14313948 U MRSH Q4 30–18
2025 · Week 11
JMU -13.5 52.5 7334858 Q4 MRSH Q1
Late over
35–23
2025 · Week 10
MRSH -7.5 55.5 13376471 Q3 CCU Q1 27–44
2025 · Week 8
TXST -2.5 65.5 1430335477 OT MRSH Q3
Late cover flip Late over Lead lost
37–40
2025 · Week 7
ODU -14.5 57.5 14345172 Q4 MRSH Q1 24–48
2025 · Week 5
MRSH -1.5 48.5 6345482105 Q3 UL Q4
Late cover flip Lead lost
51–54
2025 · Week 4
MRSH -2.5 45.5 35414970 Q3 MRSH Q4 42–28
EKU @ MRSH
2025 · Week 3
MRSH -17.5 51.5 17314545 U MRSH Q2 7–38
2025 · Week 2
MRSH -7.5 53.5 0243441 U MOST Q3
Lead lost
21–20
2025 · Week 1
UGA -38.5 51.5 14243852 Q4 MRSH Q1 7–45

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 42% 5
Q2 8% 1
Q3 25% 3
Q4 25% 3
OT 0% 0
The team leading at halftime won 64% and covered 45% of 11 games
The team leading after 3 quarters won 58% and covered 42% of 12 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over3100% 3
4–7367% 2
11–14250% 1
18–2120% 0
22+250% 1
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.