When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

12 games · 2025 · Liberty · pick one to list those games
50% went over. Of the 6 overs, 0% had cashed by halftime and 17% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 25% of games.

All 12 games

2025 · Liberty · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 14
KENN -2.5 55.5 1428427090 Q4 KENN OT 48–42
2025 · Week 13
LIB -1.5 45.5 1020425662 Q4 LT Q4 28–34
2025 · Week 12
LIB -4.5 53.5 1438455461 Q4 FIU Q1 27–34
2025 · Week 11
LIB -7.5 51.5 7101738 U MOST Q3
Lead lost
21–17
2025 · Week 10
LIB -3.5 52.5 10377389 Q3 LIB Q1 30–59
2025 · Week 8
LIB -11.5 48.5 3264057 Q4 NMSU Q3
Lead lost
27–30
2025 · Week 7
LIB -1.5 47.5 7131927 U LIB Q1 19–8
2025 · Week 5
ODU -14.5 53.5 0142128 U LIB Q1 7–21
2025 · Week 4
JMU -7.5 46.5 6203044 U JMU Q4 31–13
2025 · Week 3
LIB -6.5 51.5 3102036 U BGSU Q1 13–23
2025 · Week 2
LIB -6.5 50.5 14273458 Q4 JXST Q1 24–34
ME @ LIB
2025 · Week 1
LIB -25.5 50.5 0141435 U ME Q1 7–28

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 58% 7
Q2 0% 0
Q3 17% 2
Q4 17% 2
OT 8% 1
The team leading at halftime won 67% and covered 44% of 9 games
The team leading after 3 quarters won 78% and covered 67% of 9 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over1100% 1
4–71100% 1
8–102100% 2
11–141100% 1
15–17250% 1
22+50% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.