When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

12 games · 2025 · Florida · pick one to list those games
42% went over. Of the 5 overs, 0% had cashed by halftime and 20% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 8% of games.

All 12 games

2025 · Florida · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 14
FSU -1.5 49.5 10314561 Q4 FLA Q1
Late over
21–40
2025 · Week 13
TENN -3.5 57.5 14313442 U TENN Q1 31–11
2025 · Week 12
MISS -11.5 53.5 17444458 Q4 FLA Q1
Late over
24–34
2025 · Week 11
FLA -5.5 44.5 10313845 Q4 UK Q1 7–38
2025 · Week 10
UGA -6.5 50.5 17203444 U FLA Q1
Lead lost
24–20
2025 · Week 8
FLA -9.5 51.5 10202044 U MSST Q1 21–23
2025 · Week 7
TA&M -6.5 48.5 28354151 Q4 TA&M Q2
Late over
17–34
2025 · Week 6
TEX -4.5 42.5 10264350 Q3 FLA Q1 21–29
2025 · Week 4
MIA -8.5 51.5 7132033 U MIA Q4
Late cover flip
7–26
2025 · Week 3
LSU -5.5 47.5 3233030 U LSU Q3 10–20
2025 · Week 2
FLA -18.5 58.5 3152434 U USF Q1
Lead lost
18–16
LIU @ FLA
2025 · Week 1
FLA -46.5 56.5 14384855 U FLA Q3 0–55

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 67% 8
Q2 8% 1
Q3 17% 2
Q4 8% 1
OT 0% 0
The team leading at halftime won 82% and covered 82% of 11 games
The team leading after 3 quarters won 91% and covered 91% of 11 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over1100% 1
4–72100% 2
8–10367% 2
15–1710% 0
18–2110% 0
22+40% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.