When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

12 games · 2025 · Eastern Michigan · pick one to list those games
50% went over. Of the 6 overs, 0% had cashed by halftime and 17% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 25% of games.

All 12 games

2025 · Eastern Michigan · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 14
WMU -7 49.5 7243852 Q4 WMU Q2
Late over
31–21
2025 · Week 12
EMU -2.5 48.5 7202333 U EMU Q1 24–9
2025 · Week 11
EMU -3.5 49.5 17243148 U EMU Q4 21–27
2025 · Week 9
OHIO -13.5 60.5 21212849 U EMU Q1 28–21
2025 · Week 8
M-OH -11.5 47.5 7354274 Q4 M-OH Q3 30–44
2025 · Week 7
NIU -1.5 48.5 391626 U EMU Q4 10–16
2025 · Week 6
BUFF -9.5 53.5 1428424861 OT EMU Q1
Late over Lead lost
30–31
2025 · Week 5
CMU -3.5 55.5 17273437 U CMU Q1 13–24
2025 · Week 4
UL -1.5 51.5 14384565 Q4 EMU Q4 31–34
2025 · Week 3
UK -26.5 50.5 17445471 Q3 EMU Q1 23–48
LIU @ EMU
2025 · Week 2
EMU -21.5 53.5 10242451 U LIU Q1 28–23
2025 · Week 1
TXST -13.5 56.5 17415579 Q4 TXST Q3 27–52

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 50% 6
Q2 8% 1
Q3 17% 2
Q4 25% 3
OT 0% 0
The team leading at halftime won 82% and covered 82% of 11 games
The team leading after 3 quarters won 80% and covered 70% of 10 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over1100% 1
1–31100% 1
4–72100% 2
11–142100% 2
18–2110% 0
22+50% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.