When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

12 games · 2025 · Buffalo · pick one to list those games
58% went over. Of the 7 overs, 0% had cashed by halftime and 14% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 17% of games.

All 12 games

2025 · Buffalo · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 14
OHIO -7 44.5 7284157 Q4 BUFF Q4
Late cover flip
31–26
2025 · Week 13
M-OH -2.5 38.5 3275157 Q3 M-OH Q2 37–20
2025 · Week 12
CMU -2.5 44.5 10243757 Q4 CMU Q1 19–38
2025 · Week 10
BGSU -2.5 44.5 7212831 U BUFF Q1 28–3
2025 · Week 9
BUFF -10.5 48.5 5133040 U AKR Q1 24–16
2025 · Week 8
BUFF -16.5 47.5 3244149 Q4 MASS Q1
Late over Lead lost
28–21
2025 · Week 6
BUFF -9.5 53.5 1428424861 OT EMU Q1
Late over Lead lost
30–31
2025 · Week 5
CONN -2.5 51.5 0142737 U CONN Q3 20–17
2025 · Week 4
BUFF -6.5 43.5 771438 U TROY Q4
Lead lost
21–17
2025 · Week 3
BUFF -24.5 47.5 7244559 Q4 KENT Q1
Late over
31–28
SFPA @ BUFF
2025 · Week 2
BUFF -37.5 48.5 17243851 Q4 BUFF Q3
Late cover flip Late over
6–45
2025 · Week 1
MINN -16.5 41.5 0132333 U BUFF Q1 10–23

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 58% 7
Q2 8% 1
Q3 17% 2
Q4 17% 2
OT 0% 0
The team leading at halftime won 60% and covered 60% of 10 games
The team leading after 3 quarters won 82% and covered 64% of 11 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over1100% 1
1–31100% 1
4–72100% 2
8–101100% 1
11–142100% 2
15–1710% 0
18–2120% 0
22+20% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.