When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

12 games · 2025 · Bowling Green · pick one to list those games
42% went over. Of the 5 overs, 0% had cashed by halftime and 20% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 17% of games.

All 12 games

2025 · Bowling Green · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 14
BGSU -14 44.5 14424959 Q3 BGSU Q3 45–14
2025 · Week 13
BGSU -2.5 47.5 6122935 U AKR Q1 19–16
2025 · Week 11
EMU -3.5 49.5 17243148 U EMU Q4 21–27
2025 · Week 10
BGSU -2.5 44.5 7212831 U BUFF Q1 28–3
2025 · Week 9
BGSU -7.5 46.5 7173845 U KENT Q3
Lead lost
21–24
2025 · Week 8
BGSU -3.5 44.5 3233333 U CMU Q1 27–6
2025 · Week 7
TOL -10.5 45.5 14283551 Q4 BGSU Q3 23–28
2025 · Week 5
OHIO -7.5 49.5 24344155 Q4 OHIO Q2 20–35
2025 · Week 4
LOU -25.5 50.5 10243357 Q4 BGSU Q4
Late cover flip Late over
17–40
2025 · Week 3
LIB -6.5 51.5 3102036 U BGSU Q1 13–23
2025 · Week 2
CIN -21.5 46.5 7244154 Q4 BGSU Q1 20–34
LAF @ BGSU
2025 · Week 1
BGSU -21.5 53.5 7173033 U LAF Q1 7–26

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 50% 6
Q2 8% 1
Q3 25% 3
Q4 17% 2
OT 0% 0
The team leading at halftime won 73% and covered 45% of 11 games
The team leading after 3 quarters won 83% and covered 58% of 12 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over1100% 1
4–71100% 1
8–10250% 1
11–14250% 1
15–1710% 0
18–21333% 1
22+20% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.