When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

12 games · 2025 · Ball State · pick one to list those games
42% went over. Of the 5 overs, 40% had cashed by halftime and 60% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 17% of games.

All 12 games

2025 · Ball State · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 14
M-OH -16.5 40.5 31414869 Q2 M-OH Q2 24–45
2025 · Week 13
TOL -28.5 45.5 14273447 Q4 TOL Q4
Late over
9–38
2025 · Week 12
EMU -2.5 48.5 7202333 U EMU Q1 24–9
2025 · Week 11
BALL -3.5 48.5 3132030 U BALL Q4
Late cover flip Lead lost
13–17
2025 · Week 9
NIU -6.5 42.5 7142128 U NIU Q3 7–21
2025 · Week 8
BALL -1.5 43.5 22295370 Q3 BALL Q3 28–42
2025 · Week 7
WMU -9.5 42.5 7212842 U WMU Q2 0–42
2025 · Week 6
OHIO -14.5 52.5 7142434 U BALL Q1
Lead lost
14–20
2025 · Week 4
CONN -20.5 53.5 10172756 Q4 BALL Q1
Late over
25–31
UNH @ BALL
2025 · Week 3
BALL -2.5 46.5 28495863 Q2 BALL Q2 29–34
2025 · Week 2
AUB -42.5 52.5 14213145 U BALL Q1 3–42
2025 · Week 1
PUR -16.5 48.5 14212831 U PUR Q2 0–31

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 33% 4
Q2 33% 4
Q3 17% 2
Q4 17% 2
OT 0% 0
The team leading at halftime won 82% and covered 64% of 11 games
The team leading after 3 quarters won 91% and covered 73% of 11 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over3100% 3
11–141100% 1
15–1710% 0
18–2110% 0
22+617% 1
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.