When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

919 games · 2025 · pick one to list those games
49% went over. Of the 449 overs, 3% had cashed by halftime and 33% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 19% of games.

Went over in overtime: 11 games

2025 · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Postseason
USC -4.5 56.5 327354857 OT TCU Q4
Late cover flip Late over Lead lost
27–30
2025 · Week 11
LOU -18.5 49.5 1430434655 OT CAL Q1
Late over
29–26
2025 · Week 9
CONN -9.5 48.5 1038414871 OT RICE Q1
Late over
34–37
2025 · Week 9
LT -4.5 48.5 1727344055 OT WKU Q1
Late over
28–27
2025 · Week 8
TXST -2.5 65.5 1430335477 OT MRSH Q3
Late cover flip Late over Lead lost
37–40
2025 · Week 6
BUFF -9.5 53.5 1428424861 OT EMU Q1
Late over Lead lost
30–31
2025 · Week 5
PSU -4.5 52.5 06133454 OT ORE Q1
Late over
30–24
2025 · Week 5
GT -11.5 53.5 320374659 OT WAKE Q1
Late over Lead lost
30–29
2025 · Week 5
HOU -11.5 48.5 724274851 OT ORST Q1
Late over Lead lost
27–24
2025 · Week 3
PITT -6.5 54.5 010284855 OT WVU Q1
Late cover flip Late over Lead lost
24–31
2025 · Week 2
UNT -12.5 56.5 024415463 OT WMU Q1
Late over Lead lost
33–30

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 49% 451
Q2 16% 150
Q3 15% 142
Q4 18% 165
OT 1% 8
Push 0% 3
The team leading at halftime won 82% and covered 69% of 860 games
The team leading after 3 quarters won 88% and covered 73% of 867 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over147100% 147
1–34295% 40
4–710290% 92
8–107971% 56
11–148754% 47
15–177340% 29
18–2110222% 22
22+2876% 16
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.