When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

11 games · 2025 · UCF · pick one to list those games
45% went over. Of the 5 overs, 0% had cashed by halftime and 60% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 18% of games.

All 11 games

2025 · UCF · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 13
UCF -12.5 47.5 7142131 U OKST Q1 14–17
2025 · Week 12
TTU -24.5 48.5 14405757 Q3 TTU Q2 9–48
2025 · Week 11
UCF -1.5 47.5 3415157 Q3 HOU Q4 30–27
2025 · Week 10
BAY -3.5 58.5 14232633 U BAY Q1 3–30
2025 · Week 8
UCF -6.5 47.5 14214258 Q4 UCF Q1
Late over
13–45
2025 · Week 7
CIN -10.5 55.5 7202031 U UCF Q4
Late cover flip
11–20
2025 · Week 6
KU -3.5 52.5 7344747 U KU Q3 27–20
2025 · Week 5
KSU -5.5 48.5 0244854 Q4 KSU Q2 20–34
2025 · Week 4
UCF -7.5 45.5 10233643 U UCF Q1 9–34
NCAT @ UCF
2025 · Week 2
UCF -37 51.5 28405475 Q3 UCF Q2 7–68
2025 · Week 1
UCF -20.5 52.5 00627 U JXST Q1 10–17

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 45% 5
Q2 27% 3
Q3 9% 1
Q4 18% 2
OT 0% 0
The team leading at halftime won 70% and covered 70% of 10 games
The team leading after 3 quarters won 80% and covered 80% of 10 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over3100% 3
1–31100% 1
4–7250% 1
8–1010% 0
22+40% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.