When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

12 games · 2025 · North Carolina · pick one to list those games
42% went over. Of the 5 overs, 0% had cashed by halftime and 20% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 33% of games.

All 12 games

2025 · North Carolina · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 14
NCSU -7 48.5 14384161 Q4 NCSU Q1 19–42
2025 · Week 13
DUKE -6.5 50.5 14274257 Q4 DUKE Q4
Late cover flip Late over Lead lost
32–25
2025 · Week 12
WAKE -3.5 37.5 7203040 Q4 WAKE Q1
Late over
12–28
2025 · Week 11
UNC -8.5 41.5 361335 U STAN Q1
Late cover flip
15–20
2025 · Week 10
SYR -1.5 45.5 10163037 U UNC Q3 27–10
2025 · Week 9
UVA -12.5 51.5 320202033 U UNC Q1 17–16
2025 · Week 8
CAL -8.5 47.5 21243139 U UNC Q4 18–21
2025 · Week 6
CLEM -15.5 47.5 31383848 Q4 CLEM Q1 38–10
2025 · Week 4
UCF -7.5 45.5 10233643 U UCF Q1 9–34
RICH @ UNC
2025 · Week 3
UNC -24.5 47.5 10233047 U UNC Q4 6–41
2025 · Week 2
UNC -16.5 49.5 10202023 U UNC Q4 20–3
2025 · Week 1
TCU -3.5 54.5 14275562 Q3 TCU Q2 48–14

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 50% 6
Q2 8% 1
Q3 8% 1
Q4 33% 4
OT 0% 0
The team leading at halftime won 90% and covered 80% of 10 games
The team leading after 3 quarters won 100% and covered 82% of 11 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over1100% 1
8–10580% 4
15–1720% 0
18–2110% 0
22+30% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.