When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

11 games · 2025 · Middle Tennessee · pick one to list those games
45% went over. Of the 5 overs, 0% had cashed by halftime and 40% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 55% of games.

All 11 games

2025 · Middle Tennessee · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Week 13
MTSU -6.5 53.5 10202748 U MTSU Q3 17–31
2025 · Week 12
WKU -13.5 51.5 7315168 Q4 WKU Q4
Late cover flip
26–42
2025 · Week 11
MTSU -1.5 50.5 7385886 Q3 FIU Q2 56–30
2025 · Week 10
JXST -4.5 54.5 6132145 U MTSU Q1
Lead lost
24–21
2025 · Week 9
DEL -9.5 55.5 21385259 Q4 MTSU Q4
Late cover flip Late over
28–31
2025 · Week 7
MOST -2.5 52.5 3293242 U MTSU Q4
Lead lost
22–20
2025 · Week 5
KENN -7.5 54.5 24313140 U KENN Q1 16–24
2025 · Week 4
MRSH -2.5 45.5 35414970 Q3 MRSH Q4 42–28
2025 · Week 3
NEV -9.5 49.5 0131327 U MTSU Q4
Lead lost
14–13
2025 · Week 2
WIS -28.5 44.5 3243852 Q4 WIS Q4 10–42
APSU @ MTSU
2025 · Week 1
MTSU -16.5 53.5 14283848 U APSU Q1 34–14

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 27% 3
Q2 9% 1
Q3 9% 1
Q4 55% 6
OT 0% 0
The team leading at halftime won 90% and covered 60% of 10 games
The team leading after 3 quarters won 73% and covered 64% of 11 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over2100% 2
1–31100% 1
4–72100% 2
15–1710% 0
18–2110% 0
22+40% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.