When do games go over, and when is the cover settled?
Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.
When did they go over?
11 games · 2025 · Charlotte · pick one to list those games
55% went over. Of the 6 overs, 0% had cashed by halftime and 33% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 36% of games.
All 11 games
2025 · Charlotte · newest first
| Game | Line | Total | Points by quarter | Over | Cover settled | Final |
|---|---|---|---|---|---|---|
2025 · Week 14 |
TULN -29.5 | 51.5 | 14212127 | U | CLT Q1 | 0–27 |
2025 · Week 13 |
UGA -42.5 | 53.5 | 14313838 | U | CLT Q1 | 3–35 |
2025 · Week 12 |
UTSA -17.5 | 57.5 | 771435 | U | UTSA Q4 | 28–7 |
2025 · Week 11 |
ECU -29.5 | 56.5 | 21496770 | Q3 | CLT Q1 | 22–48 |
2025 · Week 9 |
UNT -25.5 | 60.5 | 17344774 | Q4 | UNT Q4 | 54–20 |
2025 · Week 8 |
TEM -9.5 | 46.5 | 14355663 | Q3 | TEM Q2 | 49–14 |
2025 · Week 7 |
ARMY -17.5 | 44.5 | 7172431 | U | CLT Q4 Late cover flip |
7–24 |
2025 · Week 6 |
USF -28.5 | 54.5 | 23404380 | Q4 | CLT Q1 Late cover flip |
26–54 |
2025 · Week 4 |
RICE -1.5 | 41.5 | 10233045 | Q4 | RICE Q1 | 28–17 |
 MONM @  CLT2025 · Week 3 |
CLT -2.5 | 65.5 | 7214977 | Q4 | CLT Q3 Late over |
35–42 |
2025 · Week 2 |
UNC -16.5 | 49.5 | 10202023 | U | UNC Q4 | 20–3 |
TULN
UGA
UTSA
ECU
UNT
TEM
ARMY
USF
RICE
UNCWhen was the cover settled?
From the end of that quarter on, the side covering never changed
Q1 45% 5
Q2 9% 1
Q3 9% 1
Q4 36% 4
OT 0% 0
The team leading at halftime won 90% and covered 40% of 10 games
The team leading after 3 quarters won 100% and covered 55% of 11 games
Going into the 4th quarter
Points the game still needed after 3 quarters, and how often it got there
| Points needed | Games | Went over |
|---|---|---|
| Already over | 2 | 100% 2 |
| 11–14 | 3 | 100% 3 |
| 15–17 | 2 | 50% 1 |
| 18–21 | 1 | 0% 0 |
| 22+ | 3 | 0% 0 |
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.